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The historical rank and industry rank for Pacific Health Care Organization's EV-to-OCF or its related term are showing as below:
PFHO'
s EV-to-OCF Range Over the Past 10 Years
Min: -4.05 Med: 3.37 Max: 16.93
Current: 2.89
During the past 13 years, the highest EV-to-OCF of Pacific Health Care Organization was 16.93. The lowest was -4.05. And the median was 3.37.
PFHO's EV-to-OCF is ranked better than 77.78% of 18
companies
in the Healthcare Plans industry
Industry Median: 12.6
vs PFHO: 2.89
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Health Care Organization (OTCPK:PFHO) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Health Care Organization's PE Ratio (TTM) for today is calculated as:
Pacific Health Care Organization's share price for today is $1.00.
Pacific Health Care Organization's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.090.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Pacific Health Care Organization EV-to-OCF Related Terms
Pacific Health Care Organization EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, Pacific Health Care Organization's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization EV-to-OCF vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's EV-to-OCF falls into.
Pacific Health Care Organization's current Enterprise Value is $1.73 Mil.
Pacific Health Care Organization's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.60 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization (PFHO) has a EV-to-OCF of 2.89 as of Aug. 09, 2026. This is 14% below median its historical median of 3.37. According to the industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, placing it in the top 22.2%.
Is Pacific Health Care Organization's EV-to-OCF too high?
Pacific Health Care Organization's current EV-to-OCF of 2.89 is 14% below median its 10-year median of 3.37. The Healthcare Plans industry median EV-to-OCF is 12.60. Pacific Health Care Organization's value of 2.89 is 77.1% below this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's EV-to-OCF compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies for EV-to-OCF. This places Pacific Health Care Organization in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 12.60. Pacific Health Care Organization's value of 2.89 is 77.1% below this benchmark. While the company's 10-year median is 3.37 vs. the industry median of 12.60, Pacific Health Care Organization has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Healthcare Plans company?
The median EV-to-OCF among Healthcare Plans companies is 12.60, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current EV-to-OCF of 2.89 is 77.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Healthcare Plans industry, the median EV-to-OCF is 12.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current EV-to-OCF is 2.89, which is 14% below median its own 10-year median of 3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.91, compared to a current price of $1.00 — trading 9.9% above its estimated fair value. The current EV-to-OCF is 2.89, which is 14% below median its 10-year median of 3.37 and 77.1% below the Healthcare Plans industry median of 12.60. Pacific Health Care Organization's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current EV-to-OCF is 2.89 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be overvalued.
The current stock price of $1.00 is trading 9.9% above its estimated GF Value™ of $0.91.
GuruFocus considers Pacific Health Care Organization to be Fairly Valued.
Key valuation signals for PFHO:
EV-to-OCF: 2.89 (14% below median its 10-year median of 3.37)
GF Value™: $0.91 vs. price of $1.00 (9.9% above fair value)
Industry Position: 77.1% below the Healthcare Plans median (#4 of 18)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score
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