EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Dunav osiguranje a.d's Enterprise Value is RSD28,019 Mil.
Dunav osiguranje a.d's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was RSD4,957 Mil. Therefore, Dunav osiguranje a.d's EV-to-FCF for today is 5.65.
The historical rank and industry rank for Dunav osiguranje a.d's EV-to-FCF or its related term are showing as below:
XBEL:DNOS'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.93 Med: 6.7 Max: 57.46
Current: 5.59
During the past 13 years, the highest EV-to-FCF of Dunav osiguranje a.d was 57.46. The lowest was 0.93. And the median was 6.70.
XBEL:DNOS's EV-to-FCF is ranked better than 70.2% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs XBEL:DNOS: 5.59
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dunav osiguranje a.d's PE Ratio (TTM) for today is calculated as:
Dunav osiguranje a.d's share price for today is RSD1900.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was RSD281.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Dunav osiguranje a.d EV-to-FCF Related Terms
Dunav osiguranje a.d EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje a.d's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Dunav osiguranje a.d's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje a.d EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje a.d's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje a.d's EV-to-FCF falls into.
Dunav osiguranje a.d's current Enterprise Value is RSD28,019 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje a.d's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was RSD4,957 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje a.d (XBEL:DNOS) has a EV-to-FCF of 5.65 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dunav osiguranje a.d and its competitors. This is 16% below median its historical median of 6.70. Over the past decade, Dunav osiguranje a.d's EV-to-FCF has ranged from 0.93 to 57.46. According to the industry distribution chart, Dunav osiguranje a.d ranks #118 out of 396 companies in the Insurance industry, placing it in the top 29.8%.
Is Dunav osiguranje a.d's EV-to-FCF too high?
Dunav osiguranje a.d's current EV-to-FCF of 5.65 is 16% below median its 10-year median of 6.70. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 57.46. The Insurance industry median EV-to-FCF is 9.31. Dunav osiguranje a.d's value of 5.65 is 39.3% below this industry median. Based on the distribution chart, Dunav osiguranje a.d ranks #118 out of 396 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav osiguranje a.d has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje a.d's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Dunav osiguranje a.d ranks #118 out of 396 companies for EV-to-FCF. This puts Dunav osiguranje a.d in the upper half of its industry. The industry median EV-to-FCF is 9.31. Dunav osiguranje a.d's value of 5.65 is 39.3% below this benchmark. Historically, Dunav osiguranje a.d's own EV-to-FCF has ranged from 0.93 to 57.46 over the past decade. While the company's 10-year median is 6.70 vs. the industry median of 9.31, Dunav osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje a.d's current EV-to-FCF of 5.65 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dunav osiguranje a.d and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje a.d's current EV-to-FCF is 5.65, which is 16% below median its own 10-year median of 6.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav osiguranje a.d (XBEL:DNOS) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD1,480.64, compared to a current price of RSD1,900.00 — trading 28.3% above its estimated fair value. The current EV-to-FCF is 5.65, which is 16% below median its 10-year median of 6.70 and 39.3% below the Insurance industry median of 9.31. Dunav osiguranje a.d's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Dunav osiguranje a.d (XBEL:DNOS), the current EV-to-FCF is 5.65 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje a.d (XBEL:DNOS) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje a.d stock appears to be overvalued.
The current stock price of RSD1,900.00 is trading 28.3% above its estimated GF Value™ of RSD1,480.64.
GuruFocus considers Dunav osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:DNOS:
EV-to-FCF: 5.65 (16% below median its 10-year median of 6.70)
GF Value™: RSD1,480.64 vs. price of RSD1,900.00 (28.3% above fair value)
Industry Position: 39.3% below the Insurance median (#118 of 396)
No single metric tells the full story. See the XBEL:DNOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje a.d. is an insurance company. The company provides insurance, reinsurance, co-insurance, and other insurance services. It offers motor, property, church houses, accident, good health, transportation, liability, and agriculture insurance.
66GF Score
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