BWFG (Bankwell Financial Group) Change In Receivables: $-2.1 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BWFG Bankwell Financial Group Inc BWFG
60 GF Score
Price $66.83
GF Value $42.15
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Bankwell Financial Group Change In Receivables?

Bankwell Financial Group BWFG -0.13% 60 Change In Receivables is $-2.1 Mil as of Jun. 2026. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $42.15 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bankwell Financial Group's change in receivables for the quarter that ended in Jun. 2026 was $-0.2 Mil. It means Bankwell Financial Group's Accounts Receivable increased by $0.2 Mil from Mar. 2026 to Jun. 2026 .

Bankwell Financial Group's change in receivables for the fiscal year that ended in Dec. 2025 was $-2.1 Mil. It means Bankwell Financial Group's Accounts Receivable increased by $2.1 Mil from Dec. 2024 to Dec. 2025 .

Bankwell Financial Group's Accounts Receivable for the quarter that ended in Jun. 2026 was $16.3 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Bankwell Financial Group's Days Sales Outstanding for the three months ended in Jun. 2026 was 45.29.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bankwell Financial Group's liquidation value for the three months ended in Jun. 2026 was $-2,918.7 Mil.


Bankwell Financial Group  (NAS:BWFG) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Bankwell Financial Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=16.27/32.783*91
=45.29

2. In Ben Graham's calculation of liquidation value, Bankwell Financial Group's accounts receivable are only considered to be worth 75% of book value:

Bankwell Financial Group's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=221.165-3152.07+0.75 * 16.27+0.5 * 0
=-2,918.7

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bankwell Financial Group Change In Receivables Related Terms


Bankwell Financial Group Change In Receivables Historical Data

* Premium members only.

The historical data trend for Bankwell Financial Group's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankwell Financial Group Change In Receivables Chart

Bankwell Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.93 -5.56 -1.79 0.33 -2.14

Bankwell Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 -0.34 -1.59 0.11 -0.24
BWFG
60GF Score
Bankwell Financial Group Inc BWFG
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bankwell Financial Group Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-2.1 Mil mean?
Bankwell Financial Group (BWFG) has a Change In Receivables of $-2.1 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bankwell Financial Group and its competitors.
Is Bankwell Financial Group's Change In Receivables too high?
Bankwell Financial Group's current Change In Receivables is $-2.1 Mil. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Change In Receivables compare to PDLB and COFS?
Bankwell Financial Group's Change In Receivables of $-2.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bankwell Financial Group and its competitors. Bankwell Financial Group's current Change In Receivables is $-2.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.15, compared to a current price of $66.83 — trading 58.6% above its estimated fair value. The current Change In Receivables is $-2.1 Mil. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Change In Receivables is $-2.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankwell Financial Group (BWFG) Overvalued in 2026?

Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued. The current stock price of $66.83 is trading 58.6% above its estimated GF Value™ of $42.15. GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.

Key valuation signals for BWFG:

  • Change In Receivables: $-2.1 Mil
  • GF Value™: $42.15 vs. price of $66.83 (58.6% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankwell Financial Group Business Description

Address 258 Elm Street, New Canaan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score

Get the complete analysis for BWFG

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.83
Price
$42.15
GF Value