Bankwell Financial GroupBWFG -2.72%60 Return-on-Tangible-Equity is 14.83% as of Mar. 2026, which is 41% above its 10-year median of 10.49. GuruFocus rates BWFG with a GF Scoreâ„¢ of 60/100 and a GF Valueâ„¢ of $38.96 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Bankwell Financial Group ranks better than 65.53% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bankwell Financial Group's annualized net income for the quarter that ended in Mar. 2026 was $45.1 Mil. Bankwell Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $304.1 Mil. Therefore, Bankwell Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.83%.
The historical rank and industry rank for Bankwell Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
BWFG'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.34 Med: 10.49 Max: 17.2
Current: 13.63
During the past 13 years, Bankwell Financial Group's highest Return-on-Tangible-Equity was 17.20%. The lowest was 3.34%. And the median was 10.49%.
BWFG's Return-on-Tangible-Equity is ranked better than 65.53% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs BWFG: 13.63
Bankwell Financial Group (NAS:BWFG) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bankwell Financial Group Return-on-Tangible-Equity Related Terms
Bankwell Financial Group Return-on-Tangible-Equity Historical Data
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The historical data trend for Bankwell Financial Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group Return-on-Tangible-Equity Chart
BWFG vs BSVN, FFMR, PDLB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.83% mean?
Bankwell Financial Group (BWFG) has a Return-on-Tangible-Equity of 14.83% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bankwell Financial Group and its competitors. This is 41% above median its historical median of 10.49. Over the past decade, Bankwell Financial Group's Return-on-Tangible-Equity has ranged from 3.34 to 17.20. According to the industry distribution chart, Bankwell Financial Group ranks #525 out of 1523 companies in the Banks industry, placing it in the top 34.5%.
Is Bankwell Financial Group's Return-on-Tangible-Equity too high?
Bankwell Financial Group's current Return-on-Tangible-Equity of 14.83% is 41% above median its 10-year median of 10.49. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 17.20. The Banks industry median Return-on-Tangible-Equity is 11.19. Bankwell Financial Group's value of 14.83% is 32.5% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #525 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Bankwell Financial Group has a GF Scoreâ„¢ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Return-on-Tangible-Equity compare to BSVN and FFMR?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #525 out of 1523 companies for Return-on-Tangible-Equity. This puts Bankwell Financial Group in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Bankwell Financial Group's value of 14.83% is 32.5% above this benchmark. Historically, Bankwell Financial Group's own Return-on-Tangible-Equity has ranged from 3.34 to 17.20 over the past decade. While the company's 10-year median is 10.49 vs. the industry median of 11.19, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Return-on-Tangible-Equity of 14.83% is 32.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Return-on-Tangible-Equity is 14.83%, which is 41% above median its own 10-year median of 10.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.96, compared to a current price of $58.60 — trading 50.4% above its estimated fair value. The current Return-on-Tangible-Equity is 14.83%, which is 41% above median its 10-year median of 10.49 and 32.5% above the Banks industry median of 11.19. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Return-on-Tangible-Equity is 14.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $58.60 is trading 50.4% above its estimated GF Value™ of $38.96.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Return-on-Tangible-Equity: 14.83% (41% above median its 10-year median of 10.49)
GF Value™: $38.96 vs. price of $58.60 (50.4% above fair value)
Industry Position: 32.5% above the Banks median (#525 of 1523)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
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