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Bankwell Financial GroupBWFG -1.77%60 Return-on-Tangible-Asset is 1.34% as of Mar. 2026, which is 40% above its 10-year median of 0.96. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $39.13 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,529 Banks companies, Bankwell Financial Group ranks better than 64.03% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bankwell Financial Group's annualizedNet Income for the quarter that ended in Mar. 2026 was $45.1 Mil. Bankwell Financial Group's average total tangible assets for the quarter that ended in Mar. 2026 was $3,364.3 Mil. Therefore, Bankwell Financial Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.34%.
The historical rank and industry rank for Bankwell Financial Group's Return-on-Tangible-Asset or its related term are showing as below:
BWFG'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.29 Med: 0.96 Max: 1.31
Current: 1.21
During the past 13 years, Bankwell Financial Group's highest Return-on-Tangible-Asset was 1.31%. The lowest was 0.29%. And the median was 0.96%.
BWFG's Return-on-Tangible-Asset is ranked better than 64.03% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs BWFG: 1.21
Bankwell Financial Group (NAS:BWFG) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bankwell Financial Group Return-on-Tangible-Asset Related Terms
Bankwell Financial Group Return-on-Tangible-Asset Historical Data
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The historical data trend for Bankwell Financial Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group Return-on-Tangible-Asset Chart
BWFG vs BSVN, FFMR, PDLB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.34% mean?
Bankwell Financial Group (BWFG) has a Return-on-Tangible-Asset of 1.34% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bankwell Financial Group and its competitors. This is 40% above median its historical median of 0.96. Over the past decade, Bankwell Financial Group's Return-on-Tangible-Asset has ranged from 0.29 to 1.31. According to the industry distribution chart, Bankwell Financial Group ranks #550 out of 1529 companies in the Banks industry, placing it in the top 36%.
Is Bankwell Financial Group's Return-on-Tangible-Asset too high?
Bankwell Financial Group's current Return-on-Tangible-Asset of 1.34% is 40% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.31. The Banks industry median Return-on-Tangible-Asset is 0.99. Bankwell Financial Group's value of 1.34% is 35.4% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #550 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Return-on-Tangible-Asset compare to BSVN and FFMR?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #550 out of 1529 companies for Return-on-Tangible-Asset. This puts Bankwell Financial Group in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Bankwell Financial Group's value of 1.34% is 35.4% above this benchmark. Historically, Bankwell Financial Group's own Return-on-Tangible-Asset has ranged from 0.29 to 1.31 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 0.99, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Return-on-Tangible-Asset of 1.34% is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Return-on-Tangible-Asset is 1.34%, which is 40% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.13, compared to a current price of $60.10 — trading 53.6% above its estimated fair value. The current Return-on-Tangible-Asset is 1.34%, which is 40% above median its 10-year median of 0.96 and 35.4% above the Banks industry median of 0.99. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Return-on-Tangible-Asset is 1.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $60.10 is trading 53.6% above its estimated GF Value™ of $39.13.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Return-on-Tangible-Asset: 1.34% (40% above median its 10-year median of 0.96)
GF Value™: $39.13 vs. price of $60.10 (53.6% above fair value)
Industry Position: 35.4% above the Banks median (#550 of 1529)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
Get the complete analysis for BWFG
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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