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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bankwell Financial Group's retained earnings for the quarter that ended in Mar. 2026 was $191.3 Mil.
Bankwell Financial Group's quarterly retained earnings
increased
from Sep. 2025 ($174.0 Mil) to Dec. 2025 ($181.6 Mil) and
increased
from Dec. 2025 ($181.6 Mil) to Mar. 2026 ($191.3 Mil).
Bankwell Financial Group's annual retained earnings
increased
from Dec. 2023 ($149.2 Mil) to Dec. 2024 ($152.7 Mil) and
increased
from Dec. 2024 ($152.7 Mil) to Dec. 2025 ($181.6 Mil).
Bankwell Financial Group (NAS:BWFG) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Bankwell Financial Group Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Bankwell Financial Group (BWFG) has a Retained Earnings of $191.3 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bankwell Financial Group and its competitors.
Is Bankwell Financial Group's Retained Earnings too high?
Bankwell Financial Group's current Retained Earnings is $191.3 Mil. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Retained Earnings compare to BSVN and FFMR?
Bankwell Financial Group's Retained Earnings of $191.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bankwell Financial Group and its competitors. Bankwell Financial Group's current Retained Earnings is $191.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.15, compared to a current price of $60.10 — trading 53.5% above its estimated fair value. The current Retained Earnings is $191.3 Mil. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Retained Earnings is $191.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $60.10 is trading 53.5% above its estimated GF Value™ of $39.15.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Retained Earnings: $191.3 Mil
GF Value™: $39.15 vs. price of $60.10 (53.5% above fair value)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
Get the complete analysis for BWFG
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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