Bankwell Financial GroupBWFG +2.89%60 Pretax Margin % is 47.53% as of Mar. 2026, which is 17% above its 10-year median of 40.74. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Bankwell Financial Group ranks better than 78% on this metric.
The historical rank and industry rank for Bankwell Financial Group's Pretax Margin % or its related term are showing as below:
BWFG'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.65 Med: 40.74 Max: 49.07
Current: 46.88
BWFG's Pretax Margin % is ranked better than 78% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs BWFG: 46.88
Bankwell Financial Group (NAS:BWFG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bankwell Financial Group Pretax Margin % Related Terms
Bankwell Financial Group Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BWFG vs BMRC, PBAM, CBAN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a Pretax Margin % of 47.53% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bankwell Financial Group and its competitors. This is 17% above median its historical median of 40.74. Over the past decade, Bankwell Financial Group's Pretax Margin % has ranged from 12.65 to 49.07. According to the industry distribution chart, Bankwell Financial Group ranks #336 out of 1527 companies in the Banks industry, placing it in the top 22%.
Is Bankwell Financial Group's Pretax Margin % too high?
Bankwell Financial Group's current Pretax Margin % of 47.53% is 17% above median its 10-year median of 40.74. Over the past 10 years, this metric has ranged from a low of 12.65 to a high of 49.07. The Banks industry median Pretax Margin % is 34.88. Bankwell Financial Group's value of 47.53% is 36.3% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #336 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Pretax Margin % compare to BMRC and PBAM?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #336 out of 1527 companies for Pretax Margin %. This places Bankwell Financial Group in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Bankwell Financial Group's value of 47.53% is 36.3% above this benchmark. Historically, Bankwell Financial Group's own Pretax Margin % has ranged from 12.65 to 49.07 over the past decade. While the company's 10-year median is 40.74 vs. the industry median of 34.88, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Pretax Margin % of 47.53% is 36.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Pretax Margin % is 47.53%, which is 17% above median its own 10-year median of 40.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.87, compared to a current price of $59.35 — trading 52.7% above its estimated fair value. The current Pretax Margin % is 47.53%, which is 17% above median its 10-year median of 40.74 and 36.3% above the Banks industry median of 34.88. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Pretax Margin % is 47.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $59.35 is trading 52.7% above its estimated GF Value™ of $38.87.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Pretax Margin %: 47.53% (17% above median its 10-year median of 40.74)
GF Value™: $38.87 vs. price of $59.35 (52.7% above fair value)
Industry Position: 36.3% above the Banks median (#336 of 1527)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
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