BWFG (Bankwell Financial Group) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


BWFG Bankwell Financial Group Inc BWFG
60 GF Score
Price $59.35
GF Value $38.87
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bankwell Financial Group Scaled Net Operating Assets?

Bankwell Financial Group BWFG +2.89% 60 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.87 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bankwell Financial Group's operating assets for the quarter that ended in Mar. 2026 was $3,125.3 Mil. Bankwell Financial Group's operating liabilities for the quarter that ended in Mar. 2026 was $2,932.2 Mil. Bankwell Financial Group's Total Assets for the quarter that ended in Dec. 2025 was $3,359.9 Mil. Therefore, Bankwell Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

BWFG
60GF Score
Bankwell Financial Group Inc BWFG
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Bankwell Financial Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bankwell Financial Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3145.292-2878.673)/3268.476
=0.08

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3359.859 - 214.567
=3145.292

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3058.37 - 179.697 - 0
=2878.673

Bankwell Financial Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3125.276-2932.234)/3359.859
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3373.859 - 248.583
=3125.276

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3061.993 - 129.759 - 0
=2932.234

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Bankwell Financial Group (BWFG) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bankwell Financial Group and its competitors.
Is Bankwell Financial Group's Scaled Net Operating Assets too high?
Bankwell Financial Group's current Scaled Net Operating Assets is 0.06. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Scaled Net Operating Assets compare to BMRC and PBAM?
Bankwell Financial Group's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bankwell Financial Group and its competitors. Bankwell Financial Group's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.87, compared to a current price of $59.35 — trading 52.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankwell Financial Group (BWFG) Overvalued in 2026?

Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued. The current stock price of $59.35 is trading 52.7% above its estimated GF Value™ of $38.87. GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.

Key valuation signals for BWFG:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: $38.87 vs. price of $59.35 (52.7% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bankwell Financial Group Business Description

Address 258 Elm Street, New Canaan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score

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$59.35
Price
$38.87
GF Value