BWFG (Bankwell Financial Group) E10: $3.27 (As of Mar. 2026)


BWFG Bankwell Financial Group Inc BWFG
60 GF Score
Price $58.00
GF Value $38.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bankwell Financial Group E10?

Bankwell Financial Group BWFG +0.38% 60 E10 is $3.27 as of Mar. 2026. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.85 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bankwell Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bankwell Financial Group's average E10 Growth Rate was 14.30% per year. During the past 3 years, the average E10 Growth Rate was 9.80% per year. During the past 5 years, the average E10 Growth Rate was 17.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bankwell Financial Group was 24.90% per year. The lowest was 9.80% per year. And the median was 17.90% per year.

As of today (2026-06-25), Bankwell Financial Group's current stock price is $58.00. Bankwell Financial Group's E10 for the quarter that ended in Mar. 2026 was $3.27. Bankwell Financial Group's Shiller PE Ratio of today is 17.74.

During the past 13 years, the highest Shiller PE Ratio of Bankwell Financial Group was 28.39. The lowest was 8.66. And the median was 14.23.


Bankwell Financial Group  (NAS:BWFG) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bankwell Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=58.00/3.27
=17.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bankwell Financial Group was 28.39. The lowest was 8.66. And the median was 14.23.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bankwell Financial Group E10 Related Terms


Bankwell Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Bankwell Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankwell Financial Group E10 Chart

Bankwell Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 2.36 2.67 2.77 3.12

Bankwell Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 2.96 3.06 3.12 3.27

BWFG vs BMRC, PBAM, CBAN: E10 Comparison

For the Banks - Regional subindustry, Bankwell Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankwell Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bankwell Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bankwell Financial Group's Shiller PE Ratio falls into.


BWFG
60GF Score
Bankwell Financial Group Inc BWFG
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Bankwell Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bankwell Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.41/330.2130*330.2130
=1.410

Current CPI (Mar. 2026) = 330.2130.

Bankwell Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.380 241.018 0.521
201609 0.410 241.428 0.561
201612 0.430 241.432 0.588
201703 0.480 243.801 0.650
201706 0.490 244.955 0.661
201709 0.550 246.819 0.736
201712 0.270 246.524 0.362
201803 0.590 249.554 0.781
201806 0.600 251.989 0.786
201809 0.620 252.439 0.811
201812 0.410 251.233 0.539
201903 0.650 254.202 0.844
201906 0.710 256.143 0.915
201909 0.520 256.759 0.669
201912 0.440 256.974 0.565
202003 0.170 258.115 0.217
202006 0.160 257.797 0.205
202009 0.380 260.280 0.482
202012 0.040 260.474 0.051
202103 0.710 264.877 0.885
202106 0.790 271.696 0.960
202109 0.870 274.310 1.047
202112 0.990 278.802 1.173
202203 1.040 287.504 1.194
202206 1.550 296.311 1.727
202209 1.180 296.808 1.313
202212 1.040 296.797 1.157
202303 1.330 301.836 1.455
202306 1.020 305.109 1.104
202309 1.250 307.789 1.341
202312 1.090 306.746 1.173
202403 0.480 312.332 0.507
202406 0.140 314.175 0.147
202409 0.240 315.301 0.251
202412 0.320 315.605 0.335
202503 0.870 319.799 0.898
202506 1.150 322.561 1.177
202509 1.270 324.800 1.291
202512 1.150 324.054 1.172
202603 1.410 330.213 1.410

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $3.27 mean?
Bankwell Financial Group (BWFG) has a E10 of $3.27 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bankwell Financial Group and its competitors.
Is Bankwell Financial Group's E10 too high?
Bankwell Financial Group's current E10 is $3.27. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's E10 compare to BMRC and PBAM?
Bankwell Financial Group's E10 of $3.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bankwell Financial Group and its competitors. Bankwell Financial Group's current E10 is $3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.85, compared to a current price of $58.00 — trading 49.3% above its estimated fair value. The current E10 is $3.27. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current E10 is $3.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankwell Financial Group (BWFG) Overvalued in 2026?

Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued. The current stock price of $58.00 is trading 49.3% above its estimated GF Value™ of $38.85. GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.

Key valuation signals for BWFG:

  • E10: $3.27
  • GF Value™: $38.85 vs. price of $58.00 (49.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankwell Financial Group Business Description

Address 258 Elm Street, New Canaan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score

Get the complete analysis for BWFG

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.00
Price
$38.85
GF Value