GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bankwell Financial Group Inc (NAS:BWFG) » Definitions » E10

BWFG (Bankwell Financial Group) E10 : $2.75 (As of Sep. 2024)


View and export this data going back to 2014. Start your Free Trial

What is Bankwell Financial Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bankwell Financial Group's adjusted earnings per share data for the three months ended in Sep. 2024 was $0.240. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.75 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Bankwell Financial Group's average E10 Growth Rate was 6.20% per year. During the past 3 years, the average E10 Growth Rate was 26.80% per year. During the past 5 years, the average E10 Growth Rate was 19.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bankwell Financial Group was 26.80% per year. The lowest was 16.20% per year. And the median was 17.50% per year.

As of today (2024-12-11), Bankwell Financial Group's current stock price is $33.27. Bankwell Financial Group's E10 for the quarter that ended in Sep. 2024 was $2.75. Bankwell Financial Group's Shiller PE Ratio of today is 12.10.

During the past 13 years, the highest Shiller PE Ratio of Bankwell Financial Group was 37.17. The lowest was 8.66. And the median was 15.39.


Bankwell Financial Group E10 Historical Data

The historical data trend for Bankwell Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bankwell Financial Group E10 Chart

Bankwell Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.31 1.71 2.22 2.67

Bankwell Financial Group Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.59 2.67 2.74 2.74 2.75

Competitive Comparison of Bankwell Financial Group's E10

For the Banks - Regional subindustry, Bankwell Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankwell Financial Group's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bankwell Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bankwell Financial Group's Shiller PE Ratio falls into.



Bankwell Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bankwell Financial Group's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.24/133.0289*133.0289
=0.240

Current CPI (Sep. 2024) = 133.0289.

Bankwell Financial Group Quarterly Data

per share eps CPI Adj_EPS
201412 0.100 99.070 0.134
201503 0.260 99.621 0.347
201506 0.310 100.684 0.410
201509 0.310 100.392 0.411
201512 0.350 99.792 0.467
201603 0.400 100.470 0.530
201606 0.380 101.688 0.497
201609 0.410 101.861 0.535
201612 0.430 101.863 0.562
201703 0.480 102.862 0.621
201706 0.490 103.349 0.631
201709 0.550 104.136 0.703
201712 0.270 104.011 0.345
201803 0.590 105.290 0.745
201806 0.600 106.317 0.751
201809 0.620 106.507 0.774
201812 0.410 105.998 0.515
201903 0.650 107.251 0.806
201906 0.710 108.070 0.874
201909 0.520 108.329 0.639
201912 0.440 108.420 0.540
202003 0.170 108.902 0.208
202006 0.160 108.767 0.196
202009 0.380 109.815 0.460
202012 0.040 109.897 0.048
202103 0.710 111.754 0.845
202106 0.790 114.631 0.917
202109 0.870 115.734 1.000
202112 0.990 117.630 1.120
202203 1.040 121.301 1.141
202206 1.550 125.017 1.649
202209 1.180 125.227 1.254
202212 1.040 125.222 1.105
202303 1.330 127.348 1.389
202306 1.020 128.729 1.054
202309 1.250 129.860 1.281
202312 1.090 129.419 1.120
202403 0.480 131.776 0.485
202406 0.140 132.554 0.141
202409 0.240 133.029 0.240

Add all the adjusted EPS together and divide 10 will get our e10.


Bankwell Financial Group  (NAS:BWFG) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bankwell Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.27/2.75
=12.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bankwell Financial Group was 37.17. The lowest was 8.66. And the median was 15.39.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bankwell Financial Group E10 Related Terms

Thank you for viewing the detailed overview of Bankwell Financial Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Bankwell Financial Group Business Description

Traded in Other Exchanges
N/A
Address
258 Elm Street, New Canaan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses, and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
Executives
Eric J Dale director C/O BANKWELL FINANCIAL GROUP, INC., 220 ELM STREET, NEW CANAAN CT 06840
Jeffrey R Dunne director 90 BUTTERNUT LANE, SOUTHPORT CT 06890
Carl M Porto director C/O BANKWELL FINANCIAL GROUP, INC., 220 ELM STREET, NEW CANAAN CT 06840
Lawrence B Seidman director LANIDEX CORPORATE PARK, 100 LANIDEX PLAZA 1ST FL, PARSIPPANY NJ 07054
Blake S Drexler director C/O BANKWELL FINANCIAL GROUP, INC., 220 ELM STREET, NEW CANAAN CT 06840
Christine Chivily officer: EVP & Chief Credit Officer C/O BANKWELL FINANCIAL GROUP, INC., 208 ELM STREET, NEW CANAAN CT 06840
Ryan Jason Hildebrand officer: Chief Innovation Officer 32520 NE CORRAL CREEK ROAD, NEWBERG OR 97132
Garnett James M Jr director C/O BANKWELL FINANCIAL GROUP, INC., 208 ELM STREET, NEW CANAAN CT 06840
Todd Lampert director C/O BANKWELL FINANCIAL GROUP, INC., 220 ELM STREET, NEW CANAAN CT 06840
Anahaita N. Kotval director C/O ONEMAIN HOLDINGS, INC., 601 N.W. SECOND STREET, EVANSVILLE IN 47708
Christopher Gruseke officer: Chief Strategic Officer C/O BANKWELL FINANCIAL GROUP, INC., 220 ELM STREET, NEW CANAAN CT 06840
Sacchetti Courtney E officer: EVP & Chief Financial Officer 258 ELM STREET, NEW CANAAN CT 06840
Laura Waitz officer: EVP & Chief of Staff C/O BANKWELL FINANCIAL GROUP, INC., 208 ELM STREET, NEW CANAAN CT 06840
Darryl Demos director 300 COLONIAL CENTER PARKWAY, SUITE 600, ROSWELL GA 30076
Penko Krassimir Ivanov officer: EVP & Chief Accounting Officer C/O ARROW FINANCIAL CORPORATION, 250 GLEN STREET, GLENS FALLS NY 12801