Standard Chartered Bank GhanaXGHA:SCB 71 EV-to-FCF is 0.32 as of Jun. 28, 2026, which is 540% above its 10-year median of 0.05. GuruFocus rates XGHA:SCB with a GF Score™ of 71/100 and a GF Value™ of GHS34.23 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,196 Banks companies, Standard Chartered Bank Ghana ranks better than 82.19% on this metric.
The historical rank and industry rank for Standard Chartered Bank Ghana's EV-to-FCF or its related term are showing as below:
XGHA:SCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -5.72 Med: 0.05 Max: 132.4
Current: 0.32
During the past 13 years, the highest EV-to-FCF of Standard Chartered Bank Ghana was 132.40. The lowest was -5.72. And the median was 0.05.
XGHA:SCB's EV-to-FCF is ranked better than 82.19% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs XGHA:SCB: 0.32
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank Ghana (XGHA:SCB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank Ghana's PE Ratio (TTM) for today is calculated as:
Standard Chartered Bank Ghana's share price for today is GHS71.00.
Standard Chartered Bank Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS5.950.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Standard Chartered Bank Ghana EV-to-FCF Related Terms
Standard Chartered Bank Ghana EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Chartered Bank Ghana's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Ghana EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Ghana's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Ghana's EV-to-FCF falls into.
Standard Chartered Bank Ghana's current Enterprise Value is GHS-1,446 Mil.
Standard Chartered Bank Ghana's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS-4,478 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Ghana (XGHA:SCB) has a EV-to-FCF of 0.32 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Chartered Bank Ghana and its competitors. This is 540% above median its historical median of 0.05. According to the industry distribution chart, Standard Chartered Bank Ghana ranks #213 out of 1196 companies in the Banks industry, placing it in the top 17.8%.
Is Standard Chartered Bank Ghana's EV-to-FCF too high?
Standard Chartered Bank Ghana's current EV-to-FCF of 0.32 is 540% above median its 10-year median of 0.05. The Banks industry median EV-to-FCF is 6.56. Standard Chartered Bank Ghana's value of 0.32 is 95.1% below this industry median. Based on the distribution chart, Standard Chartered Bank Ghana ranks #213 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank Ghana has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Ghana's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Standard Chartered Bank Ghana ranks #213 out of 1196 companies for EV-to-FCF. This places Standard Chartered Bank Ghana in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.56. Standard Chartered Bank Ghana's value of 0.32 is 95.1% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 6.56, Standard Chartered Bank Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Ghana's current EV-to-FCF of 0.32 is 95.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Chartered Bank Ghana and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Ghana's current EV-to-FCF is 0.32, which is 540% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana (XGHA:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS34.23, compared to a current price of GHS71.00 — trading 107.4% above its estimated fair value. The current EV-to-FCF is 0.32, which is 540% above median its 10-year median of 0.05 and 95.1% below the Banks industry median of 6.56. Standard Chartered Bank Ghana's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Standard Chartered Bank Ghana (XGHA:SCB), the current EV-to-FCF is 0.32 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Ghana (XGHA:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Ghana stock appears to be overvalued.
The current stock price of GHS71.00 is trading 107.4% above its estimated GF Value™ of GHS34.23.
GuruFocus considers Standard Chartered Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SCB:
EV-to-FCF: 0.32 (540% above median its 10-year median of 0.05)
GF Value™: GHS34.23 vs. price of GHS71.00 (107.4% above fair value)
Industry Position: 95.1% below the Banks median (#213 of 1196)
No single metric tells the full story. See the XGHA:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Ghana Business Description
Standard Chartered Bank Ghana PLC is a banking corporation registered in Ghana. It provides various banking services including personal banking, private banking, and business banking. The company manages its business into three segments namely, Corporate & Investment Banking, Wealth & Retail Banking, Ventures and Central & Other Items. The company's services include savings, loans, mortgages, credit cards, insurance, and investment opportunities for individual customers. It focuses on offering financial solutions to small-medium enterprises, corporates, and financial institutions. Geographically, it operates in Hong Kong, Korea, China, Singapore, UK, and U.S.
71GF Score
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