Bankwell Financial GroupBWFG +0.24%60 PB Ratio is 1.48 as of Jun. 25, 2026, which is 22% above its 10-year median of 1.21. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Bankwell Financial Group ranks worse than 77.36% on this metric.
Bankwell Financial Group Inc stock PB Ratio (=1.48) is close to 5-year high of 1.48.
The historical rank and industry rank for Bankwell Financial Group's PB Ratio or its related term are showing as below:
BWFG'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 1.21 Max: 1.88
Current: 1.48
During the past 13 years, Bankwell Financial Group's highest PB Ratio was 1.88. The lowest was 0.59. And the median was 1.21.
BWFG's PB Ratio is ranked worse than 77.36% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs BWFG: 1.48
During the past 12 months, Bankwell Financial Group's average Book Value Per Share Growth Rate was 12.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bankwell Financial Group was 83.40% per year. The lowest was -10.40% per year. And the median was 8.15% per year.
Back to Basics: PB Ratio
Bankwell Financial Group (NAS:BWFG) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bankwell Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bankwell Financial Group (BWFG) has a PB Ratio of 1.48 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bankwell Financial Group and its competitors. This is 22% above median its historical median of 1.21. Over the past decade, Bankwell Financial Group's PB Ratio has ranged from 0.59 to 1.88. According to the industry distribution chart, Bankwell Financial Group ranks #1172 out of 1515 companies in the Banks industry, placing it in the top 77.4%.
Is Bankwell Financial Group's PB Ratio too high?
Bankwell Financial Group's current PB Ratio of 1.48 is 22% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.88. The Banks industry median PB Ratio is 1.08. Bankwell Financial Group's value of 1.48 is 37% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #1172 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's PB Ratio compare to BMRC and PBAM?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #1172 out of 1515 companies for PB Ratio. This places Bankwell Financial Group in the lower half of its industry. The industry median PB Ratio is 1.08. Bankwell Financial Group's value of 1.48 is 37% above this benchmark. Historically, Bankwell Financial Group's own PB Ratio has ranged from 0.59 to 1.88 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 1.08, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current PB Ratio of 1.48 is 37% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current PB Ratio is 1.48, which is 22% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.85, compared to a current price of $57.92 — trading 49.1% above its estimated fair value. The current PB Ratio is 1.48, which is 22% above median its 10-year median of 1.21 and 37% above the Banks industry median of 1.08. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current PB Ratio is 1.48 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $57.92 is trading 49.1% above its estimated GF Value™ of $38.85.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
PB Ratio: 1.48 (22% above median its 10-year median of 1.21)
GF Value™: $38.85 vs. price of $57.92 (49.1% above fair value)
Industry Position: 37% above the Banks median (#1172 of 1515)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
Get the complete analysis for BWFG
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BWFG has been successfully added to your 
