PMTS (CPI Card Group) PB Ratio: (As of Jun. 29, 2026)


PMTS CPI Card Group Inc PMTS
72 GF Score
Price $20.57
GF Value $24.98
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CPI Card Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), CPI Card Group's share price is $20.57. CPI Card Group's Book Value per Share for the quarter that ended in Mar. 2026 was $-1.22. Hence, CPI Card Group's PB Ratio of today is .

The historical rank and industry rank for CPI Card Group's PB Ratio or its related term are showing as below:

PMTS's PB Ratio is not ranked *
in the Credit Services industry.
Industry Median: 1.07
* Ranked among companies with meaningful PB Ratio only.

During the past 3 years, the average Book Value Per Share Growth Rate was 40.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 34.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 13.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CPI Card Group was 40.60% per year. The lowest was -77.50% per year. And the median was 1.25% per year.

Back to Basics: PB Ratio


CPI Card Group  (NAS:PMTS) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CPI Card Group PB Ratio Related Terms


CPI Card Group PB Ratio Historical Data

* Premium members only.

The historical data trend for CPI Card Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Card Group PB Ratio Chart

CPI Card Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CPI Card Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PMTS vs MFIN, CPSS, FOA: PB Ratio Comparison

For the Credit Services subindustry, CPI Card Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where CPI Card Group's PB Ratio falls into.


PMTS
72GF Score
CPI Card Group Inc PMTS
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPI Card Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CPI Card Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=20.57/-1.221
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Is CPI Card Group (PMTS) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Card Group stock appears to be undervalued. The current stock price of $20.57 is trading 17.7% below its estimated GF Value™ of $24.98. GuruFocus considers CPI Card Group to be Modestly Undervalued.

Key valuation signals for PMTS:

  • PB Ratio:
  • GF Value™: $24.98 vs. price of $20.57 (17.7% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Card Group Business Description

Other Exchanges CPB1:Germany
Address 10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
72GF Score

Get the complete analysis for PMTS

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.57
Price
$24.98
GF Value