What is Standard Chartered Bank (Pakistan) EV-to-FCF?
Standard Chartered Bank (Pakistan)KAR:SCBPL 70 EV-to-FCF is 1.63 as of Jun. 29, 2026, which is 715% above its 10-year median of 0.20. GuruFocus rates KAR:SCBPL with a GF Score™ of 70/100 and a GF Value™ of ₨35.85 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,196 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 72.24% on this metric.
KAR:SCBPL'
s EV-to-FCF Range Over the Past 10 Years
Min: -17.91 Med: 0.2 Max: 18.04
Current: 1.63
During the past 13 years, the highest EV-to-FCF of Standard Chartered Bank (Pakistan) was 18.04. The lowest was -17.91. And the median was 0.20.
KAR:SCBPL's EV-to-FCF is ranked better than 72.24% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs KAR:SCBPL: 1.63
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Chartered Bank (Pakistan)'s PE Ratio (TTM) for today is calculated as:
Standard Chartered Bank (Pakistan)'s share price for today is ₨66.45.
Standard Chartered Bank (Pakistan)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨6.830.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Standard Chartered Bank (Pakistan) EV-to-FCF Related Terms
Standard Chartered Bank (Pakistan) EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) EV-to-FCF Chart
Standard Chartered Bank (Pakistan) EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s EV-to-FCF falls into.
Standard Chartered Bank (Pakistan)'s current Enterprise Value is ₨122,107 Mil.
Standard Chartered Bank (Pakistan)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨74,849 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a EV-to-FCF of 1.63 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 715% above median its historical median of 0.20. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #332 out of 1196 companies in the Banks industry, placing it in the top 27.8%.
Is Standard Chartered Bank (Pakistan)'s EV-to-FCF too high?
Standard Chartered Bank (Pakistan)'s current EV-to-FCF of 1.63 is 715% above median its 10-year median of 0.20. The Banks industry median EV-to-FCF is 6.56. Standard Chartered Bank (Pakistan)'s value of 1.63 is 75.1% below this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #332 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #332 out of 1196 companies for EV-to-FCF. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median EV-to-FCF is 6.56. Standard Chartered Bank (Pakistan)'s value of 1.63 is 75.1% below this benchmark. While the company's 10-year median is 0.20 vs. the industry median of 6.56, Standard Chartered Bank (Pakistan) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current EV-to-FCF of 1.63 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current EV-to-FCF is 1.63, which is 715% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.85, compared to a current price of ₨66.45 — trading 85.4% above its estimated fair value. The current EV-to-FCF is 1.63, which is 715% above median its 10-year median of 0.20 and 75.1% below the Banks industry median of 6.56. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current EV-to-FCF is 1.63 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨66.45 is trading 85.4% above its estimated GF Value™ of ₨35.85.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
EV-to-FCF: 1.63 (715% above median its 10-year median of 0.20)
GF Value™: ₨35.85 vs. price of ₨66.45 (85.4% above fair value)
Industry Position: 75.1% below the Banks median (#332 of 1196)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Business Description
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
70GF Score
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