PSG Financial Services (NAM:KFS) Current Ratio: 0.11 (As of Feb. 2026) — 31% Below Median


NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R30.41
GF Value R21.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services Current Ratio?

PSG Financial Services NAM:KFS 81 Current Ratio is 0.11 as of Feb. 2026, which is 31% below its 10-year median of 0.16. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 708 Asset Management companies, PSG Financial Services ranks worse than 97.88% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PSG Financial Services's current ratio for the quarter that ended in Feb. 2026 was 0.11.

PSG Financial Services has a current ratio of 0.11. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If PSG Financial Services has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for PSG Financial Services's Current Ratio or its related term are showing as below:

NAM:KFS' s Current Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.16   Max: 1.21
Current: 0.11

During the past 13 years, PSG Financial Services's highest Current Ratio was 1.21. The lowest was 0.10. And the median was 0.16.

NAM:KFS's Current Ratio is ranked worse than
97.88% of 708 companies
in the Asset Management industry
Industry Median: 3.015 vs NAM:KFS: 0.11

PSG Financial Services  (NAM:KFS) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


PSG Financial Services Current Ratio Related Terms


PSG Financial Services Current Ratio Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services Current Ratio Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.21 0.13 0.10 0.12 0.11

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 1.36 0.12 1.41 0.11

NAM:KFS vs BLK, BX, KKR: Current Ratio Comparison

For the Asset Management subindustry, PSG Financial Services's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services Current Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's Current Ratio distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's Current Ratio falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

PSG Financial Services's Current Ratio for the fiscal year that ended in Feb. 2026 is calculated as

Current Ratio (A: Feb. 2026 )=Total Current Assets (A: Feb. 2026 )/Total Current Liabilities (A: Feb. 2026 )
=16341.645/151470.487
=0.11

PSG Financial Services's Current Ratio for the quarter that ended in Feb. 2026 is calculated as

Current Ratio (Q: Feb. 2026 )=Total Current Assets (Q: Feb. 2026 )/Total Current Liabilities (Q: Feb. 2026 )
=16341.645/151470.487
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.11 mean?
PSG Financial Services (NAM:KFS) has a Current Ratio of 0.11 as of Feb. 2026. This is 31% below median its historical median of 0.16. Over the past decade, PSG Financial Services' Current Ratio has ranged from 0.10 to 1.21. According to the industry distribution chart, PSG Financial Services ranks #693 out of 708 companies in the Asset Management industry, placing it in the top 97.9%.
Is PSG Financial Services' Current Ratio too high?
PSG Financial Services' current Current Ratio of 0.11 is 31% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.21. The Asset Management industry median Current Ratio is 3.02. PSG Financial Services' value of 0.11 is 96.4% below this industry median. Based on the distribution chart, PSG Financial Services ranks #693 out of 708 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #693 out of 708 companies for Current Ratio. This places PSG Financial Services in the lower half of its industry. The industry median Current Ratio is 3.02. PSG Financial Services' value of 0.11 is 96.4% below this benchmark. Historically, PSG Financial Services' own Current Ratio has ranged from 0.10 to 1.21 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 3.02, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.02, based on 708 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Current Ratio of 0.11 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Current Ratio is 0.11, which is 31% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.58, compared to a current price of R30.41 — trading 40.9% above its estimated fair value. The current Current Ratio is 0.11, which is 31% below median its 10-year median of 0.16 and 96.4% below the Asset Management industry median of 3.02. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Current Ratio is 0.11 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R30.41 is trading 40.9% above its estimated GF Value™ of R21.58. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • Current Ratio: 0.11 (31% below median its 10-year median of 0.16)
  • GF Value™: R21.58 vs. price of R30.41 (40.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 96.4% below the Asset Management median (#693 of 708)

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R30.41
Price
R21.58
GF Value