PSG Financial ServicesNAM:KFS 81 EV-to-FCF is 22.14 as of Jun. 26, 2026, which is 94% above its 10-year median of 11.40. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 938 Asset Management companies, PSG Financial Services ranks worse than 65.57% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PSG Financial Services's Enterprise Value is R26,981 Mil.
PSG Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Feb. 2026 was R1,219 Mil. Therefore, PSG Financial Services's EV-to-FCF for today is 22.14.
The historical rank and industry rank for PSG Financial Services's EV-to-FCF or its related term are showing as below:
NAM:KFS'
s EV-to-FCF Range Over the Past 10 Years
Min: -1.44 Med: 11.4 Max: 137.04
Current: 21.97
During the past 13 years, the highest EV-to-FCF of PSG Financial Services was 137.04. The lowest was -1.44. And the median was 11.40.
NAM:KFS's EV-to-FCF is ranked worse than 65.57% of 938
companies
in the Asset Management industry
Industry Median: 14.545
vs NAM:KFS: 21.97
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PSG Financial Services's PE Ratio (TTM) for today is calculated as:
PSG Financial Services's share price for today is R30.41.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R137.200.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PSG Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services EV-to-FCF vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's EV-to-FCF falls into.
PSG Financial Services's current Enterprise Value is R26,981 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Feb. 2026 was R1,219 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (NAM:KFS) has a EV-to-FCF of 22.14 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PSG Financial Services and its competitors. This is 94% above median its historical median of 11.40. According to the industry distribution chart, PSG Financial Services ranks #615 out of 938 companies in the Asset Management industry, placing it in the top 65.6%.
Is PSG Financial Services' EV-to-FCF too high?
PSG Financial Services' current EV-to-FCF of 22.14 is 94% above median its 10-year median of 11.40. The Asset Management industry median EV-to-FCF is 14.55. PSG Financial Services' value of 22.14 is 52.2% above this industry median. Based on the distribution chart, PSG Financial Services ranks #615 out of 938 companies in the Asset Management industry, which is below the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' EV-to-FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #615 out of 938 companies for EV-to-FCF. This places PSG Financial Services in the lower half of its industry. The industry median EV-to-FCF is 14.55. PSG Financial Services' value of 22.14 is 52.2% above this benchmark. While the company's 10-year median is 11.40 vs. the industry median of 14.55, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Asset Management company?
The median EV-to-FCF among Asset Management companies is 14.55, based on 938 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current EV-to-FCF of 22.14 is 52.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median EV-to-FCF is 14.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current EV-to-FCF is 22.14, which is 94% above median its own 10-year median of 11.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.58, compared to a current price of R30.41 — trading 40.9% above its estimated fair value. The current EV-to-FCF is 22.14, which is 94% above median its 10-year median of 11.40 and 52.2% above the Asset Management industry median of 14.55. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current EV-to-FCF is 22.14 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R30.41 is trading 40.9% above its estimated GF Value™ of R21.58.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
EV-to-FCF: 22.14 (94% above median its 10-year median of 11.40)
GF Value™: R21.58 vs. price of R30.41 (40.9% above fair value)
Industry Position: 52.2% above the Asset Management median (#615 of 938)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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