PSG Financial ServicesNAM:KFS 81 ROC (Joel Greenblatt) % is 850.49% as of Feb. 2026, which is 18% above its 10-year median of 722.33. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 625 Asset Management companies, PSG Financial Services ranks better than 80.48% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. PSG Financial Services's annualized ROC (Joel Greenblatt) % for the quarter that ended in Feb. 2026 was 850.49%.
The historical rank and industry rank for PSG Financial Services's ROC (Joel Greenblatt) % or its related term are showing as below:
NAM:KFS'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 341.41 Med: 722.33 Max: 1500.37
Current: 821.86
During the past 13 years, PSG Financial Services's highest ROC (Joel Greenblatt) % was 1500.37%. The lowest was 341.41%. And the median was 722.33%.
NAM:KFS's ROC (Joel Greenblatt) % is ranked better than 80.48% of 625
companies
in the Asset Management industry
Industry Median: 63.35
vs NAM:KFS: 821.86
PSG Financial Services's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 18.10% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
PSG Financial Services ROC (Joel Greenblatt) % Related Terms
PSG Financial Services ROC (Joel Greenblatt) % Historical Data
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The historical data trend for PSG Financial Services's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:KFS vs BLK, BX, KKR: ROC (Joel Greenblatt) % Comparison
For the Asset Management subindustry, PSG Financial Services's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services ROC (Joel Greenblatt) % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is two times the semi-annual (Feb. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 850.49% mean?
PSG Financial Services (NAM:KFS) has a ROC (Joel Greenblatt) % of 850.49% as of Feb. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PSG Financial Services and its competitors. This is 18% above median its historical median of 722.33. Over the past decade, PSG Financial Services' ROC (Joel Greenblatt) % has ranged from 341.41 to 1,500.37. According to the industry distribution chart, PSG Financial Services ranks #122 out of 625 companies in the Asset Management industry, placing it in the top 19.5%.
Is PSG Financial Services' ROC (Joel Greenblatt) % too high?
PSG Financial Services' current ROC (Joel Greenblatt) % of 850.49% is 18% above median its 10-year median of 722.33. Over the past 10 years, this metric has ranged from a low of 341.41 to a high of 1,500.37. The Asset Management industry median ROC (Joel Greenblatt) % is 63.35. PSG Financial Services' value of 850.49% is 1242.5% above this industry median. Based on the distribution chart, PSG Financial Services ranks #122 out of 625 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' ROC (Joel Greenblatt) % compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #122 out of 625 companies for ROC (Joel Greenblatt) %. This places PSG Financial Services in the top 20% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 63.35. PSG Financial Services' value of 850.49% is 1242.5% above this benchmark. Historically, PSG Financial Services' own ROC (Joel Greenblatt) % has ranged from 341.41 to 1,500.37 over the past decade. While the company's 10-year median is 722.33 vs. the industry median of 63.35, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Asset Management company?
The median ROC (Joel Greenblatt) % among Asset Management companies is 63.35, based on 625 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current ROC (Joel Greenblatt) % of 850.49% is 1242.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median ROC (Joel Greenblatt) % is 63.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current ROC (Joel Greenblatt) % is 850.49%, which is 18% above median its own 10-year median of 722.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.54, compared to a current price of R31.54 — trading 46.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is 850.49%, which is 18% above median its 10-year median of 722.33 and 1242.5% above the Asset Management industry median of 63.35. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current ROC (Joel Greenblatt) % is 850.49% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R31.54 is trading 46.4% above its estimated GF Value™ of R21.54.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
ROC (Joel Greenblatt) %: 850.49% (18% above median its 10-year median of 722.33)
GF Value™: R21.54 vs. price of R31.54 (46.4% above fair value)
Industry Position: 1242.5% above the Asset Management median (#122 of 625)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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