PSG Financial Services (NAM:KFS) 3-Year Dividend Growth Rate: 18.60% (As of Feb. 2026) — 14% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R32.73
GF Value R21.15
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is PSG Financial Services 3-Year Dividend Growth Rate?

PSG Financial Services NAM:KFS 81 3-Year Dividend Growth Rate is 18.60% as of Feb. 2026, which is 14% above its 10-year median of 16.30. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.15 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 851 Asset Management companies, PSG Financial Services ranks better than 83.67% on this metric.

PSG Financial Services's Dividends per Share for the six months ended in Feb. 2026 was R0.20.

The historical rank and industry rank for PSG Financial Services's 3-Year Dividend Growth Rate or its related term are showing as below:

NAM:KFS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 11.1   Med: 16.3   Max: 58.4
Current: 18.6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PSG Financial Services was 58.40% per year. The lowest was 11.10% per year. And the median was 16.30% per year.

NAM:KFS's 3-Year Dividend Growth Rate is ranked better than
83.67% of 851 companies
in the Asset Management industry
Industry Median: 3.9 vs NAM:KFS: 18.60

During the past 12 months, PSG Financial Services's average Dividends Per Share Growth Rate was 20.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 18.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 19.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

PSG Financial Services's Dividend Payout Ratio for the six months ended in Feb. 2026 was 0.27. As of today, PSG Financial Services's Dividend Yield % is 1.99%.

Good Sign:

PSG Financial Services Ltd stock Dividend Yield % is close to 1-year high.

For more information regarding to dividend, please check our Dividend Page.


PSG Financial Services  (NAM:KFS) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

PSG Financial Services's Dividend Payout Ratio for the quarter that ended in Feb. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Feb. 2026 )/ EPS without NRI (Q: Feb. 2026 )
=0.2/ 0.754
=0.27

During the past 13 years, the highest Dividend Payout Ratio of PSG Financial Services was 0.77. The lowest was 0.27. And the median was 0.43.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

PSG Financial Services Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
ZAR 0.4500002026-05-062026-05-082026-05-11Cash Dividendsemi-annuallyZAR:ZAR 1.000000
ZAR 0.2000002025-11-052025-11-072025-11-10Cash Dividendsemi-annuallyZAR:ZAR 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

PSG Financial Services's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.65/32.73
=1.99 %

Current Share Price is R32.73.
PSG Financial Services's Dividends per Share for the trailing twelve months (TTM) ended in Today is R0.65.

During the past 13 years, the highest Dividend Yield of PSG Financial Services was 4.12%. The lowest was 0.57%. And the median was 2.03%.

Good Sign:

PSG Financial Services Ltd stock Dividend Yield % is close to 1-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PSG Financial Services 3-Year Dividend Growth Rate Related Terms>


NAM:KFS vs BLK, BX, KKR: 3-Year Dividend Growth Rate Comparison

For the Asset Management subindustry, PSG Financial Services's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services 3-Year Dividend Growth Rate vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's 3-Year Dividend Growth Rate falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PSG Financial Services 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 18.60% mean?
PSG Financial Services (NAM:KFS) has a 3-Year Dividend Growth Rate of 18.60% as of Feb. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on PSG Financial Services and its competitors. This is 14% above median its historical median of 16.30. Over the past decade, PSG Financial Services' 3-Year Dividend Growth Rate has ranged from 11.10 to 58.40. According to the industry distribution chart, PSG Financial Services ranks #139 out of 851 companies in the Asset Management industry, placing it in the top 16.3%.
Is PSG Financial Services' 3-Year Dividend Growth Rate too high?
PSG Financial Services' current 3-Year Dividend Growth Rate of 18.60% is 14% above median its 10-year median of 16.30. Over the past 10 years, this metric has ranged from a low of 11.10 to a high of 58.40. The Asset Management industry median 3-Year Dividend Growth Rate is 3.90. PSG Financial Services' value of 18.60% is 376.9% above this industry median. Based on the distribution chart, PSG Financial Services ranks #139 out of 851 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' 3-Year Dividend Growth Rate compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #139 out of 851 companies for 3-Year Dividend Growth Rate. This places PSG Financial Services in the top 16% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 3.90. PSG Financial Services' value of 18.60% is 376.9% above this benchmark. Historically, PSG Financial Services' own 3-Year Dividend Growth Rate has ranged from 11.10 to 58.40 over the past decade. While the company's 10-year median is 16.30 vs. the industry median of 3.90, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Asset Management company?
The median 3-Year Dividend Growth Rate among Asset Management companies is 3.90, based on 851 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current 3-Year Dividend Growth Rate of 18.60% is 376.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median 3-Year Dividend Growth Rate is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current 3-Year Dividend Growth Rate is 18.60%, which is 14% above median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.15, compared to a current price of R32.73 — trading 54.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 18.60%, which is 14% above median its 10-year median of 16.30 and 376.9% above the Asset Management industry median of 3.90. PSG Financial Services' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current 3-Year Dividend Growth Rate is 18.60% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R32.73 is trading 54.8% above its estimated GF Value™ of R21.15. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • 3-Year Dividend Growth Rate: 18.60% (14% above median its 10-year median of 16.30)
  • GF Value™: R21.15 vs. price of R32.73 (54.8% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 376.9% above the Asset Management median (#139 of 851)

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R32.73
Price
R21.15
GF Value