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PSG Financial ServicesNAM:KFS 81 3-Year EBITDA Growth Rate is 22.60% as of Feb. 2026, which is 88% above its 10-year median of 12.00. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.38 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 515 Asset Management companies, PSG Financial Services ranks better than 64.85% on this metric.
During the past 12 months, PSG Financial Services's average EBITDA Per Share Growth Rate was 34.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 22.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 16.90% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 13.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PSG Financial Services was 70.30% per year. The lowest was -0.40% per year. And the median was 12.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PSG Financial Services 3-Year EBITDA Growth Rate Related Terms
NAM:KFS vs BLK, BX, KKR: 3-Year EBITDA Growth Rate Comparison
For the Asset Management subindustry, PSG Financial Services's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services 3-Year EBITDA Growth Rate vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 22.60% mean?
PSG Financial Services (NAM:KFS) has a 3-Year EBITDA Growth Rate of 22.60% as of Feb. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PSG Financial Services and its competitors. This is 88% above median its historical median of 12.00. According to the industry distribution chart, PSG Financial Services ranks #181 out of 515 companies in the Asset Management industry, placing it in the top 35.1%.
Is PSG Financial Services' 3-Year EBITDA Growth Rate too high?
PSG Financial Services' current 3-Year EBITDA Growth Rate of 22.60% is 88% above median its 10-year median of 12.00. The Asset Management industry median 3-Year EBITDA Growth Rate is 10.90. PSG Financial Services' value of 22.60% is 107.3% above this industry median. Based on the distribution chart, PSG Financial Services ranks #181 out of 515 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' 3-Year EBITDA Growth Rate compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #181 out of 515 companies for 3-Year EBITDA Growth Rate. This puts PSG Financial Services in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 10.90. PSG Financial Services' value of 22.60% is 107.3% above this benchmark. While the company's 10-year median is 12.00 vs. the industry median of 10.90, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Asset Management company?
The median 3-Year EBITDA Growth Rate among Asset Management companies is 10.90, based on 515 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current 3-Year EBITDA Growth Rate of 22.60% is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PSG Financial Services and its competitors. For the Asset Management industry, the median 3-Year EBITDA Growth Rate is 10.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current 3-Year EBITDA Growth Rate is 22.60%, which is 88% above median its own 10-year median of 12.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.38, compared to a current price of R35.62 — trading 66.6% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 22.60%, which is 88% above median its 10-year median of 12.00 and 107.3% above the Asset Management industry median of 10.90. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current 3-Year EBITDA Growth Rate is 22.60% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R35.62 is trading 66.6% above its estimated GF Value™ of R21.38.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
3-Year EBITDA Growth Rate: 22.60% (88% above median its 10-year median of 12.00)
GF Value™: R21.38 vs. price of R35.62 (66.6% above fair value)
Industry Position: 107.3% above the Asset Management median (#181 of 515)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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