Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PSG Financial ServicesNAM:KFS -1.06%81 EV-to-EBITDA is 11.59 as of Jul. 15, 2026, which is 55% above its 10-year median of 7.50. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.22 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 508 Asset Management companies, PSG Financial Services ranks worse than 62.4% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PSG Financial Services's enterprise value is R33,237 Mil.
PSG Financial Services's EBITDA for the trailing twelve months (TTM) ended in Feb. 2026 was R2,867 Mil. Therefore, PSG Financial Services's EV-to-EBITDA for today is 11.59.
The historical rank and industry rank for PSG Financial Services's EV-to-EBITDA or its related term are showing as below:
NAM:KFS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.73 Med: 7.5 Max: 14.73
Current: 11.59
During the past 13 years, the highest EV-to-EBITDA of PSG Financial Services was 14.73. The lowest was -0.73. And the median was 7.50.
NAM:KFS's EV-to-EBITDA is ranked worse than 62.4% of 508
companies
in the Asset Management industry
Industry Median: 8.56
vs NAM:KFS: 11.59
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PSG Financial Services's PE Ratio (TTM) for today is calculated as:
PSG Financial Services's share price for today is R35.62.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R137.200.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PSG Financial Services's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services EV-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's EV-to-EBITDA falls into.
PSG Financial Services's current Enterprise Value is R33,237 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PSG Financial Services's EBITDA for the trailing twelve months (TTM) ended in Feb. 2026 was R2,867 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (NAM:KFS) has a EV-to-EBITDA of 11.59 as of Jul. 15, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PSG Financial Services. This is 55% above median its historical median of 7.50. According to the industry distribution chart, PSG Financial Services ranks #317 out of 508 companies in the Asset Management industry, placing it in the top 62.4%.
Is PSG Financial Services' EV-to-EBITDA too high?
PSG Financial Services' current EV-to-EBITDA of 11.59 is 55% above median its 10-year median of 7.50. The Asset Management industry median EV-to-EBITDA is 8.56. PSG Financial Services' value of 11.59 is 35.4% above this industry median. Based on the distribution chart, PSG Financial Services ranks #317 out of 508 companies in the Asset Management industry, which is below the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' EV-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #317 out of 508 companies for EV-to-EBITDA. This places PSG Financial Services in the lower half of its industry. The industry median EV-to-EBITDA is 8.56. PSG Financial Services' value of 11.59 is 35.4% above this benchmark. While the company's 10-year median is 7.50 vs. the industry median of 8.56, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Asset Management company?
The median EV-to-EBITDA among Asset Management companies is 8.56, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current EV-to-EBITDA of 11.59 is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PSG Financial Services. For the Asset Management industry, the median EV-to-EBITDA is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current EV-to-EBITDA is 11.59, which is 55% above median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.22, compared to a current price of R35.62 — trading 67.9% above its estimated fair value. The current EV-to-EBITDA is 11.59, which is 55% above median its 10-year median of 7.50 and 35.4% above the Asset Management industry median of 8.56. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current EV-to-EBITDA is 11.59 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R35.62 is trading 67.9% above its estimated GF Value™ of R21.22.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
EV-to-EBITDA: 11.59 (55% above median its 10-year median of 7.50)
GF Value™: R21.22 vs. price of R35.62 (67.9% above fair value)
Industry Position: 35.4% above the Asset Management median (#317 of 508)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
Get the complete analysis for NAM:KFS
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAM:KFS has been successfully added to your 
