PSG Financial Services (NAM:KFS) PE Ratio (TTM): 0.22 (As of Jun. 28, 2026) — 99% Below Median


NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R30.41
GF Value R20.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services PE Ratio (TTM)?

PSG Financial Services NAM:KFS 81 PE Ratio (TTM) is 0.22 as of Jun. 28, 2026, which is 99% below its 10-year median of 20.81. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R20.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,200 Asset Management companies, PSG Financial Services ranks better than 99.92% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-28), PSG Financial Services's share price is R30.41. PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R137.20. Therefore, PSG Financial Services's PE Ratio (TTM) for today is 0.22.


The historical rank and industry rank for PSG Financial Services's PE Ratio (TTM) or its related term are showing as below:

NAM:KFS' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 0.17   Med: 20.81   Max: 39.96
Current: 0.23


During the past 13 years, the highest PE Ratio (TTM) of PSG Financial Services was 39.96. The lowest was 0.17. And the median was 20.81.


NAM:KFS's PE Ratio (TTM) is ranked better than
99.92% of 1200 companies
in the Asset Management industry
Industry Median: 11.445 vs NAM:KFS: 0.23

PSG Financial Services's Earnings per Share (Diluted) for the six months ended in Feb. 2026 was R136.58. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was R137.20.

As of today (2026-06-28), PSG Financial Services's share price is R30.41. PSG Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 was R1.33. Therefore, PSG Financial Services's PE Ratio without NRI for today is 22.88.

During the past 13 years, PSG Financial Services's highest PE Ratio without NRI was 53.40. The lowest was 0.18. And the median was 18.42.

PSG Financial Services's EPS without NRI for the six months ended in Feb. 2026 was R0.75. Its EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 was R1.33.

During the past 12 months, PSG Financial Services's average EPS without NRI Growth Rate was -98.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 23.30% per year.

During the past 13 years, PSG Financial Services's highest 3-Year average EPS without NRI Growth Rate was 414.80% per year. The lowest was -7.60% per year. And the median was 19.65% per year.

PSG Financial Services's EPS (Basic) for the six months ended in Feb. 2026 was R138.68. Its EPS (Basic) for the trailing twelve months (TTM) ended in Feb. 2026 was R139.30.


PSG Financial Services  (NAM:KFS) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


PSG Financial Services PE Ratio (TTM) Related Terms


PSG Financial Services PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services PE Ratio (TTM) Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.94 18.30 18.89 0.18 0.21

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.89 At Loss 0.18 At Loss 0.21

NAM:KFS vs BLK, BX, KKR: PE Ratio (TTM) Comparison

For the Asset Management subindustry, PSG Financial Services's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services PE Ratio (TTM) vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's PE Ratio (TTM) falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PSG Financial Services PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

PSG Financial Services's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=30.41/137.200
=0.22

PSG Financial Services's Share Price of today is R30.41.
For company reported semi-annually, PSG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was R137.20.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 0.22 mean?
PSG Financial Services (NAM:KFS) has a PE Ratio (TTM) of 0.22 as of Jun. 28, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on PSG Financial Services and its competitors. This is 99% below median its historical median of 20.81. Over the past decade, PSG Financial Services' PE Ratio (TTM) has ranged from 0.17 to 39.96. According to the industry distribution chart, PSG Financial Services ranks #1 out of 1200 companies in the Asset Management industry, placing it in the top 0.099999999999994%.
Is PSG Financial Services' PE Ratio (TTM) too high?
PSG Financial Services' current PE Ratio (TTM) of 0.22 is 99% below median its 10-year median of 20.81. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 39.96. The Asset Management industry median PE Ratio (TTM) is 11.45. PSG Financial Services' value of 0.22 is 98.1% below this industry median. Based on the distribution chart, PSG Financial Services ranks #1 out of 1200 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' PE Ratio (TTM) compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #1 out of 1200 companies for PE Ratio (TTM). This places PSG Financial Services in the top 0% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 11.45. PSG Financial Services' value of 0.22 is 98.1% below this benchmark. Historically, PSG Financial Services' own PE Ratio (TTM) has ranged from 0.17 to 39.96 over the past decade. While the company's 10-year median is 20.81 vs. the industry median of 11.45, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Asset Management company?
The median PE Ratio (TTM) among Asset Management companies is 11.45, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current PE Ratio (TTM) of 0.22 is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median PE Ratio (TTM) is 11.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current PE Ratio (TTM) is 0.22, which is 99% below median its own 10-year median of 20.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R20.99, compared to a current price of R30.41 — trading 44.9% above its estimated fair value. The current PE Ratio (TTM) is 0.22, which is 99% below median its 10-year median of 20.81 and 98.1% below the Asset Management industry median of 11.45. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current PE Ratio (TTM) is 0.22 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R30.41 is trading 44.9% above its estimated GF Value™ of R20.99. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • PE Ratio (TTM): 0.22 (99% below median its 10-year median of 20.81)
  • GF Value™: R20.99 vs. price of R30.41 (44.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 98.1% below the Asset Management median (#1 of 1200)

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R30.41
Price
R20.99
GF Value