PSG Financial ServicesNAM:KFS 81 5-Year Yield-on-Cost % is 4.86 as of Jul. 04, 2026, which is 1% below its 10-year median of 4.89. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,111 Asset Management companies, PSG Financial Services ranks worse than 64.54% on this metric.
PSG Financial Services's yield on cost for the quarter that ended in Feb. 2026 was 4.86.
The historical rank and industry rank for PSG Financial Services's 5-Year Yield-on-Cost % or its related term are showing as below:
NAM:KFS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.37 Med: 4.89 Max: 9.91
Current: 4.86
During the past 13 years, PSG Financial Services's highest Yield on Cost was 9.91. The lowest was 1.37. And the median was 4.89.
NAM:KFS's 5-Year Yield-on-Cost % is ranked worse than 64.54% of 1111
companies
in the Asset Management industry
Industry Median: 6.45
vs NAM:KFS: 4.86
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PSG Financial Services 5-Year Yield-on-Cost % Related Terms
NAM:KFS vs BLK, BX, KKR: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, PSG Financial Services's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PSG Financial Services (NAM:KFS) has a 5-Year Yield-on-Cost % of 4.86 as of Jul. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PSG Financial Services and its competitors. This is near median its historical median of 4.89. Over the past decade, PSG Financial Services' 5-Year Yield-on-Cost % has ranged from 1.37 to 9.91. According to the industry distribution chart, PSG Financial Services ranks #717 out of 1111 companies in the Asset Management industry, placing it in the top 64.5%.
Is PSG Financial Services' 5-Year Yield-on-Cost % too high?
PSG Financial Services' current 5-Year Yield-on-Cost % of 4.86 is near median its 10-year median of 4.89. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 9.91. The Asset Management industry median 5-Year Yield-on-Cost % is 6.45. PSG Financial Services' value of 4.86 is 24.7% below this industry median. Based on the distribution chart, PSG Financial Services ranks #717 out of 1111 companies in the Asset Management industry, which is below the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' 5-Year Yield-on-Cost % compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #717 out of 1111 companies for 5-Year Yield-on-Cost %. This places PSG Financial Services in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 6.45. PSG Financial Services' value of 4.86 is 24.7% below this benchmark. Historically, PSG Financial Services' own 5-Year Yield-on-Cost % has ranged from 1.37 to 9.91 over the past decade. While the company's 10-year median is 4.89 vs. the industry median of 6.45, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.45, based on 1,111 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current 5-Year Yield-on-Cost % of 4.86 is 24.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current 5-Year Yield-on-Cost % is 4.86, which is near median its own 10-year median of 4.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.05, compared to a current price of R32.22 — trading 53.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.86, which is near median its 10-year median of 4.89 and 24.7% below the Asset Management industry median of 6.45. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current 5-Year Yield-on-Cost % is 4.86 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R32.22 is trading 53.1% above its estimated GF Value™ of R21.05.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
5-Year Yield-on-Cost %: 4.86 (near median its 10-year median of 4.89)
GF Value™: R21.05 vs. price of R32.22 (53.1% above fair value)
Industry Position: 24.7% below the Asset Management median (#717 of 1111)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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