PSG Financial ServicesNAM:KFS 81 Cash Ratio is 0.08 as of Feb. 2026, which is 33% below its 10-year median of 0.12. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.46 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 682 Asset Management companies, PSG Financial Services ranks worse than 91.79% on this metric.
PSG Financial Services has a Cash Ratio of 0.08. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for PSG Financial Services's Cash Ratio or its related term are showing as below:
NAM:KFS'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.12 Max: 0.49
Current: 0.08
During the past 13 years, PSG Financial Services's highest Cash Ratio was 0.49. The lowest was 0.08. And the median was 0.12.
NAM:KFS's Cash Ratio is ranked worse than 91.79% of 682
companies
in the Asset Management industry
Industry Median: 1.63
vs NAM:KFS: 0.08
PSG Financial Services (NAM:KFS) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PSG Financial Services's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Cash Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Cash Ratio distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (NAM:KFS) has a Cash Ratio of 0.08 as of Feb. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PSG Financial Services and its competitors. This is 33% below median its historical median of 0.12. Over the past decade, PSG Financial Services' Cash Ratio has ranged from 0.08 to 0.49. According to the industry distribution chart, PSG Financial Services ranks #626 out of 682 companies in the Asset Management industry, placing it in the top 91.8%.
Is PSG Financial Services' Cash Ratio too high?
PSG Financial Services' current Cash Ratio of 0.08 is 33% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.49. The Asset Management industry median Cash Ratio is 1.63. PSG Financial Services' value of 0.08 is 95.1% below this industry median. Based on the distribution chart, PSG Financial Services ranks #626 out of 682 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Cash Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #626 out of 682 companies for Cash Ratio. This places PSG Financial Services in the lower half of its industry. The industry median Cash Ratio is 1.63. PSG Financial Services' value of 0.08 is 95.1% below this benchmark. Historically, PSG Financial Services' own Cash Ratio has ranged from 0.08 to 0.49 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 1.63, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Asset Management company?
The median Cash Ratio among Asset Management companies is 1.63, based on 682 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Cash Ratio of 0.08 is 95.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Cash Ratio is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Cash Ratio is 0.08, which is 33% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.46, compared to a current price of R33.78 — trading 57.4% above its estimated fair value. The current Cash Ratio is 0.08, which is 33% below median its 10-year median of 0.12 and 95.1% below the Asset Management industry median of 1.63. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Cash Ratio is 0.08 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R33.78 is trading 57.4% above its estimated GF Value™ of R21.46.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
Cash Ratio: 0.08 (33% below median its 10-year median of 0.12)
GF Value™: R21.46 vs. price of R33.78 (57.4% above fair value)
Industry Position: 95.1% below the Asset Management median (#626 of 682)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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