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PSG Financial ServicesNAM:KFS 81 Intrinsic Value: Projected FCF is R17.62 as of Aug. 23, 2026, which is 100% below its 10-year median of 1.40. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.15 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,210 Asset Management companies, PSG Financial Services ranks worse than 86.03% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for PSG Financial Services's Intrinsic Value: Projected FCF or its related term are showing as below:
NAM:KFS'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 1.1 Med: 1.4 Max: 2.09
Current: 1.86
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of PSG Financial Services was 2.09. The lowest was 1.10. And the median was 1.40.
NAM:KFS's Price-to-Projected-FCF is ranked worse than 86.03% of 1210
companies
in the Asset Management industry
Industry Median: 0.91
vs NAM:KFS: 1.86
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
PSG Financial Services's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
32.73
/
16.787091383203
=
1.95
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services Intrinsic Value: Projected FCF Related Terms
PSG Financial Services Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for PSG Financial Services's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:KFS vs BLK, BX, KKR: Intrinsic Value: Projected FCF Comparison
For the Asset Management subindustry, PSG Financial Services's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Price-to-Projected-FCF vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of R17.62 mean?
PSG Financial Services (NAM:KFS) has a Intrinsic Value: Projected FCF of R17.62 as of Aug. 23, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PSG Financial Services and its competitors. This is 1159% above median its historical median of 1.40. Over the past decade, PSG Financial Services' Intrinsic Value: Projected FCF has ranged from 1.10 to 2.09. According to the industry distribution chart, PSG Financial Services ranks #1041 out of 1210 companies in the Asset Management industry, placing it in the top 86%.
Is PSG Financial Services' Intrinsic Value: Projected FCF too high?
PSG Financial Services' current Intrinsic Value: Projected FCF of R17.62 is 1159% above median its 10-year median of 1.40. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 2.09. Based on the distribution chart, PSG Financial Services ranks #1041 out of 1210 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Intrinsic Value: Projected FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #1041 out of 1210 companies for Intrinsic Value: Projected FCF. This places PSG Financial Services in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.91. Historically, PSG Financial Services' own Intrinsic Value: Projected FCF has ranged from 1.10 to 2.09 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Asset Management company?
The median Intrinsic Value: Projected FCF among Asset Management companies is 0.91, based on 1,210 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Intrinsic Value: Projected FCF is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Intrinsic Value: Projected FCF is R17.62, which is 1159% above median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.15, compared to a current price of R32.73 — trading 54.8% above its estimated fair value. The current Intrinsic Value: Projected FCF is R17.62, which is 1159% above median its 10-year median of 1.40. PSG Financial Services' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Intrinsic Value: Projected FCF is R17.62 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R32.73 is trading 54.8% above its estimated GF Value™ of R21.15.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
Intrinsic Value: Projected FCF: R17.62 (1159% above median its 10-year median of 1.40)
GF Value™: R21.15 vs. price of R32.73 (54.8% above fair value)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
Get the complete analysis for NAM:KFS
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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