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PSG Financial ServicesNAM:KFS 81 3-Year Book Growth Rate is 11.30% as of Feb. 2026, which is 5% below its 10-year median of 11.90. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.17 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,536 Asset Management companies, PSG Financial Services ranks better than 80.27% on this metric.
During the past 12 months, PSG Financial Services's average Book Value per Share Growth Rate was 14.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 10.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 12.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of PSG Financial Services was 51.70% per year. The lowest was -11.00% per year. And the median was 11.90% per year.
PSG Financial Services (NAM:KFS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
PSG Financial Services 3-Year Book Growth Rate Related Terms
NAM:KFS vs BLK, BX, KKR: 3-Year Book Growth Rate Comparison
For the Asset Management subindustry, PSG Financial Services's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services 3-Year Book Growth Rate vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's 3-Year Book Growth Rate falls into.
PSG Financial Services 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.30% mean?
PSG Financial Services (NAM:KFS) has a 3-Year Book Growth Rate of 11.30% as of Feb. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for PSG Financial Services and its competitors. This is near median its historical median of 11.90. According to the industry distribution chart, PSG Financial Services ranks #303 out of 1536 companies in the Asset Management industry, placing it in the top 19.7%.
Is PSG Financial Services' 3-Year Book Growth Rate too high?
PSG Financial Services' current 3-Year Book Growth Rate of 11.30% is near median its 10-year median of 11.90. The Asset Management industry median 3-Year Book Growth Rate is 2.10. PSG Financial Services' value of 11.30% is 438.1% above this industry median. Based on the distribution chart, PSG Financial Services ranks #303 out of 1536 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' 3-Year Book Growth Rate compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #303 out of 1536 companies for 3-Year Book Growth Rate. This places PSG Financial Services in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 2.10. PSG Financial Services' value of 11.30% is 438.1% above this benchmark. While the company's 10-year median is 11.90 vs. the industry median of 2.10, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Asset Management company?
The median 3-Year Book Growth Rate among Asset Management companies is 2.10, based on 1,536 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current 3-Year Book Growth Rate of 11.30% is 438.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for PSG Financial Services and its competitors. For the Asset Management industry, the median 3-Year Book Growth Rate is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current 3-Year Book Growth Rate is 11.30%, which is near median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.17, compared to a current price of R32.73 — trading 54.6% above its estimated fair value. The current 3-Year Book Growth Rate is 11.30%, which is near median its 10-year median of 11.90 and 438.1% above the Asset Management industry median of 2.10. PSG Financial Services' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current 3-Year Book Growth Rate is 11.30% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R32.73 is trading 54.6% above its estimated GF Value™ of R21.17.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
3-Year Book Growth Rate: 11.30% (near median its 10-year median of 11.90)
GF Value™: R21.17 vs. price of R32.73 (54.6% above fair value)
Industry Position: 438.1% above the Asset Management median (#303 of 1536)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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