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PSG Financial ServicesNAM:KFS -1.06%81 Debt-to-Equity is 0.06 as of Feb. 2026, which is 20% above its 10-year median of 0.05. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.22 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 961 Asset Management companies, PSG Financial Services ranks better than 78.67% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PSG Financial Services's Debt-to-Equity or its related term are showing as below:
NAM:KFS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: 0.09
Current: 0.06
During the past 13 years, the highest Debt-to-Equity Ratio of PSG Financial Services was 0.09. The lowest was 0.02. And the median was 0.05.
NAM:KFS's Debt-to-Equity is ranked better than 78.67% of 961
companies
in the Asset Management industry
Industry Median: 0.21
vs NAM:KFS: 0.06
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PSG Financial Services Debt-to-Equity Related Terms
PSG Financial Services Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for PSG Financial Services's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:KFS vs BLK, BX, KKR: Debt-to-Equity Comparison
For the Asset Management subindustry, PSG Financial Services's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (NAM:KFS) has a Debt-to-Equity of 0.06 as of Feb. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PSG Financial Services and its competitors. This is 20% above median its historical median of 0.05. Over the past decade, PSG Financial Services' Debt-to-Equity has ranged from 0.02 to 0.09. According to the industry distribution chart, PSG Financial Services ranks #205 out of 961 companies in the Asset Management industry, placing it in the top 21.3%.
Is PSG Financial Services' Debt-to-Equity too high?
PSG Financial Services' current Debt-to-Equity of 0.06 is 20% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.09. The Asset Management industry median Debt-to-Equity is 0.21. PSG Financial Services' value of 0.06 is 71.4% below this industry median. Based on the distribution chart, PSG Financial Services ranks #205 out of 961 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #205 out of 961 companies for Debt-to-Equity. This places PSG Financial Services in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. PSG Financial Services' value of 0.06 is 71.4% below this benchmark. Historically, PSG Financial Services' own Debt-to-Equity has ranged from 0.02 to 0.09 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.21, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Debt-to-Equity of 0.06 is 71.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Debt-to-Equity is 0.06, which is 20% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.22, compared to a current price of R35.62 — trading 67.9% above its estimated fair value. The current Debt-to-Equity is 0.06, which is 20% above median its 10-year median of 0.05 and 71.4% below the Asset Management industry median of 0.21. PSG Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Debt-to-Equity is 0.06 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R35.62 is trading 67.9% above its estimated GF Value™ of R21.22.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
Debt-to-Equity: 0.06 (20% above median its 10-year median of 0.05)
GF Value™: R21.22 vs. price of R35.62 (67.9% above fair value)
Industry Position: 71.4% below the Asset Management median (#205 of 961)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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