PSG Financial Services (NAM:KFS) Quick Ratio: 0.11 (As of Feb. 2026) — 31% Below Median


NAM:KFS PSG Financial Services Ltd NAM:KFS
81 GF Score
Price R30.41
GF Value R21.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PSG Financial Services Quick Ratio?

PSG Financial Services NAM:KFS 81 Quick Ratio is 0.11 as of Feb. 2026, which is 31% below its 10-year median of 0.16. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 708 Asset Management companies, PSG Financial Services ranks worse than 97.88% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. PSG Financial Services's quick ratio for the quarter that ended in Feb. 2026 was 0.11.

PSG Financial Services has a quick ratio of 0.11. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for PSG Financial Services's Quick Ratio or its related term are showing as below:

NAM:KFS' s Quick Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.16   Max: 1.21
Current: 0.11

During the past 13 years, PSG Financial Services's highest Quick Ratio was 1.21. The lowest was 0.10. And the median was 0.16.

NAM:KFS's Quick Ratio is ranked worse than
97.88% of 708 companies
in the Asset Management industry
Industry Median: 2.815 vs NAM:KFS: 0.11

PSG Financial Services  (NAM:KFS) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


PSG Financial Services Quick Ratio Related Terms


PSG Financial Services Quick Ratio Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services Quick Ratio Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.21 0.13 0.10 0.12 0.11

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 1.36 0.12 1.41 0.11

NAM:KFS vs BLK, BX, KKR: Quick Ratio Comparison

For the Asset Management subindustry, PSG Financial Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services Quick Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's Quick Ratio distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's Quick Ratio falls into.


NAM:KFS
81GF Score
PSG Financial Services Ltd NAM:KFS
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

PSG Financial Services's Quick Ratio for the fiscal year that ended in Feb. 2026 is calculated as

Quick Ratio (A: Feb. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(16341.645-0)/151470.487
=0.11

PSG Financial Services's Quick Ratio for the quarter that ended in Feb. 2026 is calculated as

Quick Ratio (Q: Feb. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(16341.645-0)/151470.487
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.11 mean?
PSG Financial Services (NAM:KFS) has a Quick Ratio of 0.11 as of Feb. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PSG Financial Services and its competitors. This is 31% below median its historical median of 0.16. Over the past decade, PSG Financial Services' Quick Ratio has ranged from 0.10 to 1.21. According to the industry distribution chart, PSG Financial Services ranks #693 out of 708 companies in the Asset Management industry, placing it in the top 97.9%.
Is PSG Financial Services' Quick Ratio too high?
PSG Financial Services' current Quick Ratio of 0.11 is 31% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.21. The Asset Management industry median Quick Ratio is 2.82. PSG Financial Services' value of 0.11 is 96.1% below this industry median. Based on the distribution chart, PSG Financial Services ranks #693 out of 708 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Quick Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #693 out of 708 companies for Quick Ratio. This places PSG Financial Services in the lower half of its industry. The industry median Quick Ratio is 2.82. PSG Financial Services' value of 0.11 is 96.1% below this benchmark. Historically, PSG Financial Services' own Quick Ratio has ranged from 0.10 to 1.21 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 2.82, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Asset Management company?
The median Quick Ratio among Asset Management companies is 2.82, based on 708 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Quick Ratio of 0.11 is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Quick Ratio is 2.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Quick Ratio is 0.11, which is 31% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.58, compared to a current price of R30.41 — trading 40.9% above its estimated fair value. The current Quick Ratio is 0.11, which is 31% below median its 10-year median of 0.16 and 96.1% below the Asset Management industry median of 2.82. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Quick Ratio is 0.11 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (NAM:KFS) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of R30.41 is trading 40.9% above its estimated GF Value™ of R21.58. GuruFocus considers PSG Financial Services to be Significantly Overvalued.

Key valuation signals for NAM:KFS:

  • Quick Ratio: 0.11 (31% below median its 10-year median of 0.16)
  • GF Value™: R21.58 vs. price of R30.41 (40.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 96.1% below the Asset Management median (#693 of 708)

No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Other Exchanges KST:South AfricaEU4:Germany
Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score

Get the complete analysis for NAM:KFS

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R30.41
Price
R21.58
GF Value