PSG Financial ServicesNAM:KFS 81 Interest Coverage is 41.47 as of Feb. 2026, which is 56% above its 10-year median of 26.56. GuruFocus rates NAM:KFS with a GF Score™ of 81/100 and a GF Value™ of R21.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 476 Asset Management companies, PSG Financial Services ranks better than 50.42% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PSG Financial Services's
Operating Income
for the
six
months ended in Feb. 2026 was R991 Mil. PSG Financial Services's Interest Expense for the
six
months ended in Feb. 2026 was R-24 Mil.
PSG Financial Services's interest coverage for the quarter that ended in Feb. 2026 was 41.47.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PSG Financial Services's Interest Coverage or its related term are showing as below:
NAM:KFS'
s Interest Coverage Range Over the Past 10 Years
Min: 6.71 Med: 26.56 Max: 44.74
Current: 44.74
NAM:KFS's Interest Coverage is ranked better than 50.42% of 476
companies
in the Asset Management industry
Industry Median: 43.13
vs NAM:KFS: 44.74
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PSG Financial Services Interest Coverage Related Terms
PSG Financial Services Interest Coverage Historical Data
* Premium members only.
The historical data trend for PSG Financial Services's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NAM:KFS vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, PSG Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (NAM:KFS) has a Interest Coverage of 41.47 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PSG Financial Services and its competitors. This is 56% above median its historical median of 26.56. Over the past decade, PSG Financial Services' Interest Coverage has ranged from 6.71 to 44.74. According to the industry distribution chart, PSG Financial Services ranks #236 out of 476 companies in the Asset Management industry, placing it in the top 49.6%.
Is PSG Financial Services' Interest Coverage too high?
PSG Financial Services' current Interest Coverage of 41.47 is 56% above median its 10-year median of 26.56. Over the past 10 years, this metric has ranged from a low of 6.71 to a high of 44.74. The Asset Management industry median Interest Coverage is 43.13. PSG Financial Services' value of 41.47 is 3.8% below this industry median. Based on the distribution chart, PSG Financial Services ranks #236 out of 476 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #236 out of 476 companies for Interest Coverage. This puts PSG Financial Services in the upper half of its industry. The industry median Interest Coverage is 43.13. PSG Financial Services' value of 41.47 is 3.8% below this benchmark. Historically, PSG Financial Services' own Interest Coverage has ranged from 6.71 to 44.74 over the past decade. While the company's 10-year median is 26.56 vs. the industry median of 43.13, PSG Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Interest Coverage of 41.47 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Interest Coverage is 41.47, which is 56% above median its own 10-year median of 26.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (NAM:KFS) is currently considered Significantly Overvalued. The stock's GF Value™ is R21.58, compared to a current price of R30.41 — trading 40.9% above its estimated fair value. The current Interest Coverage is 41.47, which is 56% above median its 10-year median of 26.56 and 3.8% below the Asset Management industry median of 43.13. PSG Financial Services' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PSG Financial Services (NAM:KFS), the current Interest Coverage is 41.47 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (NAM:KFS) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of R30.41 is trading 40.9% above its estimated GF Value™ of R21.58.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for NAM:KFS:
Interest Coverage: 41.47 (56% above median its 10-year median of 26.56)
GF Value™: R21.58 vs. price of R30.41 (40.9% above fair value)
Industry Position: 3.8% below the Asset Management median (#236 of 476)
No single metric tells the full story. See the NAM:KFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
81GF Score
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