ADKT (Adirondack Trust Co) Accounts Receivable: $0.00 Mil (As of Dec. 2025)

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ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.76
! 6 Warning Signs
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What is Adirondack Trust Co Accounts Receivable?

Adirondack Trust Co ADKT 61 Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 61/100 and a GF Value™ of $691.76. The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Adirondack Trust Co's accounts receivables for the quarter that ended in Dec. 2025 was $0.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Adirondack Trust Co's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Adirondack Trust Co's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was $-8,085.83.

Adirondack Trust Co Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Adirondack Trust Co's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/75.253*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Adirondack Trust Co's accounts receivable are only considered to be worth 75% of book value:

Adirondack Trust Co's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(349.984+0.75 * 0+0.5 * 0-1595.202
-0-0)/0.154
=-8,085.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.

Adirondack Trust Co Accounts Receivable Related Terms

Adirondack Trust Co Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Accounts Receivable Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ADKT
61GF Score
Adirondack Trust Co ADKT
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $0.00 Mil mean?
Adirondack Trust Co (ADKT) has a Accounts Receivable of $0.00 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Adirondack Trust Co and its competitors.
Is Adirondack Trust Co's Accounts Receivable too high?
Adirondack Trust Co's current Accounts Receivable is $0.00 Mil. Overall, Adirondack Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's Accounts Receivable compare to ORBN and FTFI?
Adirondack Trust Co's Accounts Receivable of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current Accounts Receivable is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current Accounts Receivable of $0.00 Mil. The stock's GF Value™ is $691.76, compared to a current price of $650.25 — trading 6% below its estimated fair value. The current Accounts Receivable is $0.00 Mil. Adirondack Trust Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Accounts Receivable is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.

Key valuation signals for ADKT:

  • Accounts Receivable: $0.00 Mil
  • GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.76
GF Value