ADKT (Adirondack Trust Co) FCF Margin %: 0.00% (As of Dec. 2025)

What is Adirondack Trust Co FCF Margin %?

Adirondack Trust Co ADKT 22 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 22/100 and a GF Value™ of $686.50. The stock has 6 warning signs investors should review. Among 1,506 Banks companies, Adirondack Trust Co ranks worse than 66401% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Adirondack Trust Co's Free Cash Flow for the six months ended in Dec. 2025 was $0.00 Mil. Adirondack Trust Co's Revenue for the six months ended in Dec. 2025 was $75.25 Mil. Therefore, Adirondack Trust Co's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Adirondack Trust Co's current FCF Yield % is 0.00%.

The historical rank and industry rank for Adirondack Trust Co's FCF Margin % or its related term are showing as below:

ADKT's FCF Margin % is not ranked ^*
in the Banks industry.
Industry Median: 26.435
* Ranked among companies with meaningful FCF Margin % only.

Adirondack Trust Co FCF Margin % Related Terms

Adirondack Trust Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co FCF Margin % Chart

Adirondack Trust Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

FCF Margin %

Get a 7-Day Free Trial

0.00

Adirondack Trust Co Semi-Annual Data
	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
FCF Margin %	Get a 7-Day Free Trial									0.00	0.00	0.00	0.00	0.00

ADKT vs BORT, IROQ, AUBN: FCF Margin % Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adirondack Trust Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's FCF Margin % falls into.

Save Embed

22GF Score

Adirondack Trust Co ADKT

FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Adirondack Trust Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Adirondack Trust Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin	=	Free Cash Flow (A: Dec. 2025 )	/	Revenue (A: Dec. 2025 )
	=	0	/	75.253
	=	0.00 %

Adirondack Trust Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin	=	Free Cash Flow (Q: Dec. 2025 )	/	Revenue (Q: Dec. 2025 )
	=	0	/	75.253
	=	0.00 %

Frequently Asked Questions Learn more about FCF Margin % →

What does a FCF Margin % of 0.00% mean?

Adirondack Trust Co (ADKT) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Adirondack Trust Co and its competitors. According to the industry distribution chart, Adirondack Trust Co ranks #999999 out of 1506 companies in the Banks industry.

Is Adirondack Trust Co's FCF Margin % too high?

Adirondack Trust Co's current FCF Margin % is 0.00%. Based on the distribution chart, Adirondack Trust Co ranks #999999 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Adirondack Trust Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.

How does Adirondack Trust Co's FCF Margin % compare to BORT and IROQ?

According to the Banks industry distribution chart, Adirondack Trust Co ranks #999999 out of 1506 companies for FCF Margin %. This places Adirondack Trust Co in the lower half of its industry. The industry median FCF Margin % is 26.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good FCF Margin % for a Banks company?

The median FCF Margin % among Banks companies is 26.44, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high FCF Margin % mean?

A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Adirondack Trust Co and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adirondack Trust Co's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Adirondack Trust Co stock overvalued right now?

Adirondack Trust Co (ADKT) has a current FCF Margin % of 0.00%. The stock's GF Value™ is $686.50, compared to a current price of $650.25 — trading 5.3% below its estimated fair value. The current FCF Margin % is 0.00%. Adirondack Trust Co's overall GF Score™ is 22/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is FCF Margin % calculated?

FCF Margin % is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.3% below its estimated GF Value™ of $686.50.

Key valuation signals for ADKT:

FCF Margin %: 0.00%
GF Value™: $686.50 vs. price of $650.25 (5.3% below fair value)
GF Score™: 22/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Industry Financial Services Banks

Comparable Companies BORT IROQ AUBN GSBX CMHF CZBS OFED FNWB FABP HMLN NSE:HDFCBANK SHSE:600036 MIL:UCG SGX:D05 NSE:SBIN XPAR:BNP MIL:ISP TSE:8411 NSE:ICICIBANK SAU:1120

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607

Website https://www.adirondacktrust.com

Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.

22GF Score

Get the complete analysis for ADKT

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25

Price

$686.50

GF Value

View ADKT Analysis

See FCF Margin % data for all stocks →