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Pretax income is the income that a company earns before paying income taxes. Adirondack Trust Co's pretax income for the
six
months ended in Dec. 2025 was $19.68 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $19.68 Mil.
Adirondack Trust Co's pretax margin was 26.15%.
During the past 13 years, Adirondack Trust Co's highest Pretax Margin was 31.83%. The lowest was 17.07%. And the median was 26.04%.
During the past 13 years, Adirondack Trust Co's highest Pretax Margin was 31.83%. The lowest was 17.07%. And the median was 26.04%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adirondack Trust Co Pre-Tax Income Related Terms
Adirondack Trust Co Pre-Tax Income Historical Data
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The historical data trend for Adirondack Trust Co's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADKT vs ORBN, FTFI, CYVF: Pre-Tax Income Comparison
For the Banks - Regional subindustry, Adirondack Trust Co's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adirondack Trust Co Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Adirondack Trust Co's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Adirondack Trust Co's Pre-Tax Income falls into.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was $19.68 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adirondack Trust Co (ADKT) has a Pre-Tax Income of $19.68 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Adirondack Trust Co and its competitors.
Is Adirondack Trust Co's Pre-Tax Income too high?
Adirondack Trust Co's current Pre-Tax Income is $19.68 Mil. Overall, Adirondack Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's Pre-Tax Income compare to ORBN and FTFI?
Adirondack Trust Co's Pre-Tax Income of $19.68 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current Pre-Tax Income is $19.68 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current Pre-Tax Income of $19.68 Mil. The stock's GF Value™ is $691.76, compared to a current price of $650.25 — trading 6% below its estimated fair value. The current Pre-Tax Income is $19.68 Mil. Adirondack Trust Co's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Pre-Tax Income is $19.68 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adirondack Trust Co (ADKT) Overvalued in 2026?
Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued.
The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.
Key valuation signals for ADKT:
Pre-Tax Income: $19.68 Mil
GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score
Get the complete analysis for ADKT
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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