ADKT (Adirondack Trust Co) OCF Margin %: 0.00% (As of Dec. 2025)


ADKT Adirondack Trust Co ADKT
22 GF Score
Price $650.25
GF Value $686.50
! 6 Warning Signs
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What is Adirondack Trust Co OCF Margin %?

Adirondack Trust Co ADKT 22 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 22/100 and a GF Value™ of $686.50. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Adirondack Trust Co ranks worse than 66577.83% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Adirondack Trust Co's Cash Flow from Operations for the six months ended in Dec. 2025 was $0.00 Mil. Adirondack Trust Co's Revenue for the six months ended in Dec. 2025 was $75.25 Mil. Therefore, Adirondack Trust Co's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Adirondack Trust Co's current OCF Yield % is 0.00%.

The historical rank and industry rank for Adirondack Trust Co's OCF Margin % or its related term are showing as below:


ADKT's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.405
* Ranked among companies with meaningful OCF Margin % only.

Adirondack Trust Co OCF Margin % Related Terms

Adirondack Trust Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co OCF Margin % Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ADKT
22GF Score
Adirondack Trust Co ADKT
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Adirondack Trust Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/75.253
=0.00 %

Adirondack Trust Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/75.253
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Adirondack Trust Co (ADKT) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Adirondack Trust Co and its competitors. According to the industry distribution chart, Adirondack Trust Co ranks #999999 out of 1502 companies in the Banks industry.
Is Adirondack Trust Co's OCF Margin % too high?
Adirondack Trust Co's current OCF Margin % is 0.00%. Based on the distribution chart, Adirondack Trust Co ranks #999999 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Adirondack Trust Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's OCF Margin % compare to BORT and IROQ?
According to the Banks industry distribution chart, Adirondack Trust Co ranks #999999 out of 1502 companies for OCF Margin %. This places Adirondack Trust Co in the lower half of its industry. The industry median OCF Margin % is 29.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Adirondack Trust Co and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adirondack Trust Co's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current OCF Margin % of 0.00%. The stock's GF Value™ is $686.50, compared to a current price of $650.25 — trading 5.3% below its estimated fair value. The current OCF Margin % is 0.00%. Adirondack Trust Co's overall GF Score™ is 22/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.3% below its estimated GF Value™ of $686.50.

Key valuation signals for ADKT:

  • OCF Margin %: 0.00%
  • GF Value™: $686.50 vs. price of $650.25 (5.3% below fair value)
  • GF Score™: 22/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
22GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$686.50
GF Value