ADKT (Adirondack Trust Co) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.76
! 5 Warning Signs
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What is Adirondack Trust Co Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Adirondack Trust Co  (OTCPK:ADKT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Adirondack Trust Co Cyclically Adjusted PS Ratio Related Terms


Adirondack Trust Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Cyclically Adjusted PS Ratio Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 1.82 1.74 1.26 1.12

Adirondack Trust Co Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.43 1.82 1.74 1.26 1.12

ADKT vs ORBN, FTFI, CYVF: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adirondack Trust Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's Cyclically Adjusted PS Ratio falls into.


ADKT
61GF Score
Adirondack Trust Co ADKT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Adirondack Trust Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Adirondack Trust Co's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=489.135/324.0540*324.0540
=489.135

Current CPI (Dec25) = 324.0540.

Adirondack Trust Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 326.256 241.432 437.906
201712 346.160 246.524 455.025
201812 376.634 251.233 485.803
201912 390.854 256.974 492.882
202012 404.069 260.474 502.700
202112 426.971 278.802 496.272
202212 441.081 296.797 481.589
202312 433.418 306.746 457.873
202412 434.110 315.605 445.731
202512 489.135 324.054 489.135

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.

Key valuation signals for ADKT:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

Get the complete analysis for ADKT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.76
GF Value