The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Adirondack Trust Co's share price is $650.25.
Adirondack Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $488.66. Hence, Adirondack Trust Co's PS Ratio for today is 1.33.
Warning Sign:
Adirondack Trust Co stock PS Ratio (=1.33) is close to 2-year high of 1.42.
The historical rank and industry rank for Adirondack Trust Co's PS Ratio or its related term are showing as below:
ADKT'
s PS Ratio Range Over the Past 10 Years
Min: 0.63 Med: 2.18 Max: 2.66
Current: 1.33
During the past 13 years, Adirondack Trust Co's highest PS Ratio was 2.66. The lowest was 0.63. And the median was 2.18.
ADKT's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.98
vs ADKT: 1.33
Adirondack Trust Co has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Adirondack Trust Co was 12.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 3.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.30% per year.
During the past 13 years, Adirondack Trust Co's highest 3-Year average Revenue per Share Growth Rate was 7.40% per year. The lowest was -1.00% per year. And the median was 4.10% per year.
Back to Basics: PS Ratio
Adirondack Trust Co (OTCPK:ADKT) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Adirondack Trust Co PS Ratio Related Terms
Adirondack Trust Co PS Ratio Historical Data
* Premium members only.
The historical data trend for Adirondack Trust Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Adirondack Trust Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adirondack Trust Co PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Adirondack Trust Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Adirondack Trust Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Adirondack Trust Co's Share Price of today is $650.25.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Adirondack Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $488.66.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Adirondack Trust Co (ADKT) has a PS Ratio of 1.33 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Adirondack Trust Co and its competitors. This is 39% below median its historical median of 2.18. Over the past decade, Adirondack Trust Co's PS Ratio has ranged from 0.63 to 2.66.
Is Adirondack Trust Co's PS Ratio too high?
Adirondack Trust Co's current PS Ratio of 1.33 is 39% below median its 10-year median of 2.18. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 2.66. The Banks industry median PS Ratio is 2.98. Adirondack Trust Co's value of 1.33 is 55.4% below this industry median. Overall, Adirondack Trust Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's PS Ratio compare to BORT and IROQ?
Adirondack Trust Co's PS Ratio of 1.33 can be compared against companies in the Banks industry. The industry median PS Ratio is 2.98. Adirondack Trust Co's value of 1.33 is 55.4% below this benchmark. Historically, Adirondack Trust Co's own PS Ratio has ranged from 0.63 to 2.66 over the past decade. While the company's 10-year median is 2.18 vs. the industry median of 2.98, Adirondack Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adirondack Trust Co's current PS Ratio of 1.33 is 55.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Adirondack Trust Co and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adirondack Trust Co's current PS Ratio is 1.33, which is 39% below median its own 10-year median of 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current PS Ratio of 1.33. The stock's GF Value™ is $686.50, compared to a current price of $650.25 — trading 5.3% below its estimated fair value. The current PS Ratio is 1.33, which is 39% below median its 10-year median of 2.18 and 55.4% below the Banks industry median of 2.98. Adirondack Trust Co's overall GF Score™ is 22/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current PS Ratio is 1.33 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adirondack Trust Co (ADKT) Overvalued in 2026?
Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued.
The current stock price of $650.25 is trading 5.3% below its estimated GF Value™ of $686.50.
Key valuation signals for ADKT:
PS Ratio: 1.33 (39% below median its 10-year median of 2.18)
GF Value™: $686.50 vs. price of $650.25 (5.3% below fair value)
No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
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