ADKT (Adirondack Trust Co) Tax Rate %: 22.45% (As of Dec. 2025)

What is Adirondack Trust Co Tax Rate %?

Adirondack Trust Co ADKT 20 Tax Rate % is 22.45% as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 20/100 and a GF Value™ of $689.95 (Fairly Valued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Adirondack Trust Co's Tax Expense for the six months ended in Dec. 2025 was $4.42 Mil. Adirondack Trust Co's Pre-Tax Income for the six months ended in Dec. 2025 was $19.68 Mil. Therefore, Adirondack Trust Co's Tax Rate % for the quarter that ended in Dec. 2025 was 22.45%.

Adirondack Trust Co Tax Rate % Related Terms

Adirondack Trust Co Tax Rate % Historical Data

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The historical data trend for Adirondack Trust Co's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Tax Rate % Chart

Adirondack Trust Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Tax Rate %

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25.80

23.46

21.91

21.00

22.45

Adirondack Trust Co Semi-Annual Data
	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
Tax Rate %	Get a 7-Day Free Trial									25.80	23.46	21.91	21.00	22.45

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Adirondack Trust Co ADKT

Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.

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Adirondack Trust Co Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Adirondack Trust Co's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %	=	Tax Expense (A: Dec. 2025 )	/	Pre-Tax Income (A: Dec. 2025 )
	=	4.417	/	19.678
	=	22.45 %

Adirondack Trust Co's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %	=	Tax Expense (Q: Dec. 2025 )	/	Pre-Tax Income (Q: Dec. 2025 )
	=	4.417	/	19.678
	=	22.45 %

Frequently Asked Questions Learn more about Tax Rate % →

What does a Tax Rate % of 22.45% mean?

Adirondack Trust Co (ADKT) has a Tax Rate % of 22.45% as of Dec. 2025.

Is Adirondack Trust Co's Tax Rate % too high?

Adirondack Trust Co's current Tax Rate % is 22.45%. Overall, Adirondack Trust Co has a GF Score™ of 20/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Adirondack Trust Co's Tax Rate % compare to BORT and IROQ?

Adirondack Trust Co's Tax Rate % of 22.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Tax Rate % for a Banks company?

A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Tax Rate % mean?

A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Adirondack Trust Co's current Tax Rate % is 22.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Adirondack Trust Co stock overvalued right now?

Based on GuruFocus' analysis, Adirondack Trust Co (ADKT) is currently considered Fairly Valued. The stock's GF Value™ is $689.95, compared to a current price of $650.25 — trading 5.8% below its estimated fair value. The current Tax Rate % is 22.45%. Adirondack Trust Co's overall GF Score™ is 20/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Tax Rate % calculated?

Tax Rate % is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Tax Rate % is 22.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.8% below its estimated GF Value™ of $689.95. GuruFocus considers Adirondack Trust Co to be Fairly Valued.

Key valuation signals for ADKT:

Tax Rate %: 22.45%
GF Value™: $689.95 vs. price of $650.25 (5.8% below fair value)
GF Score™: 20/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Industry Financial Services Banks

Comparable Companies BORT IROQ AUBN GSBX CMHF CZBS OFED FNWB FABP HMLN NSE:HDFCBANK SHSE:600036 MIL:UCG SGX:D05 NSE:SBIN XPAR:BNP MIL:ISP TSE:8411 NSE:ICICIBANK SAU:1120

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607

Website https://www.adirondacktrust.com

Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25

Price

$689.95

GF Value

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