ADKT (Adirondack Trust Co) Interest Income: $63.45 Mil (TTM As of Dec. 2025)

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ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.76
! 6 Warning Signs
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What is Adirondack Trust Co Interest Income?

Adirondack Trust Co ADKT 61 Interest Income is $63.45 Mil as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 61/100 and a GF Value™ of $691.76. The stock has 6 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Adirondack Trust Co's interest income for the twelve months ended in Dec. 2025 was $63.45 Mil. Its interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $63.45 Mil.

Adirondack Trust Co Interest Income Historical Data

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The historical data trend for Adirondack Trust Co's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Interest Income Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.04 45.93 52.04 57.44 63.45

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.04 45.93 52.04 57.44 63.45
ADKT
61GF Score
Adirondack Trust Co ADKT
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was $63.45 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $63.45 Mil mean?
Adirondack Trust Co (ADKT) has a Interest Income of $63.45 Mil as of Dec. 2025. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Adirondack Trust Co and its competitors.
Is Adirondack Trust Co's Interest Income too high?
Adirondack Trust Co's current Interest Income is $63.45 Mil. Overall, Adirondack Trust Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's Interest Income compare to ORBN and FTFI?
Adirondack Trust Co's Interest Income of $63.45 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current Interest Income is $63.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current Interest Income of $63.45 Mil. The stock's GF Value™ is $691.76, compared to a current price of $650.25 — trading 6% below its estimated fair value. The current Interest Income is $63.45 Mil. Adirondack Trust Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Interest Income is $63.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.

Key valuation signals for ADKT:

  • Interest Income: $63.45 Mil
  • GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

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Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.76
GF Value