ADKT (Adirondack Trust Co) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


ADKT Adirondack Trust Co ADKT
20 GF Score
Price $650.25
GF Value $686.50
! 6 Warning Signs
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What is Adirondack Trust Co ROC (Joel Greenblatt) %?

Adirondack Trust Co ADKT 20 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 20/100 and a GF Value™ of $686.50. The stock has 6 warning signs investors should review. Among 46 Banks companies, Adirondack Trust Co ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ADKT
20GF Score
Adirondack Trust Co ADKT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Adirondack Trust Co (ADKT) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Adirondack Trust Co and its competitors. According to the industry distribution chart, Adirondack Trust Co ranks #999999 out of 46 companies in the Banks industry.
Is Adirondack Trust Co's ROC (Joel Greenblatt) % too high?
Adirondack Trust Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Adirondack Trust Co ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Adirondack Trust Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's ROC (Joel Greenblatt) % compare to BORT and IROQ?
According to the Banks industry distribution chart, Adirondack Trust Co ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Adirondack Trust Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Adirondack Trust Co and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adirondack Trust Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is $686.50, compared to a current price of $650.25 — trading 5.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Adirondack Trust Co's overall GF Score™ is 20/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.3% below its estimated GF Value™ of $686.50.

Key valuation signals for ADKT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $686.50 vs. price of $650.25 (5.3% below fair value)
  • GF Score™: 20/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
20GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$686.50
GF Value