ADKT (Adirondack Trust Co) EPS (Diluted): $99.21 (TTM As of Dec. 2025)


ADKT Adirondack Trust Co ADKT
22 GF Score
Price $650.25
GF Value $686.50
! 6 Warning Signs
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What is Adirondack Trust Co EPS (Diluted)?

Adirondack Trust Co ADKT 22 EPS (Diluted) is $99.21 as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 22/100 and a GF Value™ of $686.50. The stock has 6 warning signs investors should review.

Adirondack Trust Co's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $99.21. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $99.21.

Adirondack Trust Co's EPS (Basic) for the six months ended in Dec. 2025 was $99.21. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $99.21.

Adirondack Trust Co's EPS without NRI for the six months ended in Dec. 2025 was $99.21. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $99.21.

During the past 12 months, Adirondack Trust Co's average EPS without NRIGrowth Rate was 26.90% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -2.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Adirondack Trust Co's highest 3-Year average EPS without NRI Growth Rate was 27.80% per year. The lowest was -14.80% per year. And the median was 5.30% per year.


Adirondack Trust Co  (OTCPK:ADKT) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Adirondack Trust Co EPS (Diluted) Related Terms


Adirondack Trust Co EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co EPS (Diluted) Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.47 107.49 87.74 78.21 99.21

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.47 107.49 87.74 78.21 99.21

ADKT vs BORT, IROQ, AUBN: EPS (Diluted) Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adirondack Trust Co PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's PE Ratio distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's PE Ratio falls into.


ADKT
22GF Score
Adirondack Trust Co ADKT
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Adirondack Trust Co's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(15.261-0)/0.154
=99.10

Adirondack Trust Co's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(15.261-0)/0.154
=99.10

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $99.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $99.21 mean?
Adirondack Trust Co (ADKT) has a EPS (Diluted) of $99.21 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Adirondack Trust Co and its competitors.
Is Adirondack Trust Co's EPS (Diluted) too high?
Adirondack Trust Co's current EPS (Diluted) is $99.21. Overall, Adirondack Trust Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's EPS (Diluted) compare to BORT and IROQ?
Adirondack Trust Co's EPS (Diluted) of $99.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current EPS (Diluted) is $99.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Adirondack Trust Co (ADKT) has a current EPS (Diluted) of $99.21. The stock's GF Value™ is $686.50, compared to a current price of $650.25 — trading 5.3% below its estimated fair value. The current EPS (Diluted) is $99.21. Adirondack Trust Co's overall GF Score™ is 22/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current EPS (Diluted) is $99.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.3% below its estimated GF Value™ of $686.50.

Key valuation signals for ADKT:

  • EPS (Diluted): $99.21
  • GF Value™: $686.50 vs. price of $650.25 (5.3% below fair value)
  • GF Score™: 22/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
22GF Score

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EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$686.50
GF Value