ADKT (Adirondack Trust Co) Shiller PE Ratio: (As of Sep. 21, 2026)

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ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.76
! 5 Warning Signs
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What is Adirondack Trust Co Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Adirondack Trust Co  (OTCPK:ADKT) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Adirondack Trust Co Shiller PE Ratio Related Terms


Adirondack Trust Co Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Shiller PE Ratio Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.56 12.47 8.89 6.94 5.92

Adirondack Trust Co Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.56 12.47 8.89 6.94 5.92

ADKT vs ORBN, FTFI, CYVF: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adirondack Trust Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's Shiller PE Ratio falls into.


ADKT
61GF Score
Adirondack Trust Co ADKT
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Adirondack Trust Co's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Adirondack Trust Co's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=99.1911/324.0540*324.0540
=99.191

Current CPI (Dec25) = 324.0540.

Adirondack Trust Co Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 43.695 241.432 58.648
201712 49.925 246.524 65.626
201812 80.075 251.233 103.285
201912 83.035 256.974 104.710
202012 54.087 260.474 67.289
202112 93.451 278.802 108.619
202212 107.473 296.797 117.343
202312 87.740 306.746 92.691
202412 78.205 315.605 80.299
202512 99.191 324.054 99.191

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.

Key valuation signals for ADKT:

  • Shiller PE Ratio:
  • GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

Get the complete analysis for ADKT

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.76
GF Value