ADKT (Adirondack Trust Co) Tax Provision: $-4.42 Mil (TTM As of Dec. 2025)


ADKT Adirondack Trust Co ADKT
20 GF Score
Price $650.25
GF Value $689.82
Valuation Fairly Valued
! 6 Warning Signs
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What is Adirondack Trust Co Tax Provision?

Adirondack Trust Co ADKT 20 Tax Provision is $-4.42 Mil as of Dec. 2025. GuruFocus rates ADKT with a GF Score™ of 20/100 and a GF Value™ of $689.82 (Fairly Valued). The stock has 6 warning signs investors should review.

Adirondack Trust Co's tax provision for the six months ended in Dec. 2025 was $-4.42 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.42 Mil.

Adirondack Trust Co Tax Provision Historical Data

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The historical data trend for Adirondack Trust Co's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co Tax Provision Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.00 -5.07 -3.79 -3.20 -4.42

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.00 -5.07 -3.79 -3.20 -4.42
ADKT
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Adirondack Trust Co ADKT
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Tax Provision Calculation

Tax to be paid.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of $-4.42 Mil mean?
Adirondack Trust Co (ADKT) has a Tax Provision of $-4.42 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Adirondack Trust Co and its competitors.
Is Adirondack Trust Co's Tax Provision too high?
Adirondack Trust Co's current Tax Provision is $-4.42 Mil. Overall, Adirondack Trust Co has a GF Score™ of 20/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's Tax Provision compare to BORT and IROQ?
Adirondack Trust Co's Tax Provision of $-4.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current Tax Provision is $-4.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Adirondack Trust Co (ADKT) is currently considered Fairly Valued. The stock's GF Value™ is $689.82, compared to a current price of $650.25 — trading 5.7% below its estimated fair value. The current Tax Provision is $-4.42 Mil. Adirondack Trust Co's overall GF Score™ is 20/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Tax Provision is $-4.42 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.7% below its estimated GF Value™ of $689.82. GuruFocus considers Adirondack Trust Co to be Fairly Valued.

Key valuation signals for ADKT:

  • Tax Provision: $-4.42 Mil
  • GF Value™: $689.82 vs. price of $650.25 (5.7% below fair value)
  • GF Score™: 20/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
20GF Score

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$650.25
Price
$689.82
GF Value