ADKT (Adirondack Trust Co) Profitability Rank: 6 (As of Dec. 2025) — 20% Above Median

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ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.31
Valuation Fairly Valued
! 6 Warning Signs
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What is Adirondack Trust Co Profitability Rank?

Adirondack Trust Co ADKT 61 Profitability Rank is 6 as of Dec. 2025, which is 20% above its 10-year median of 5.00. GuruFocus rates ADKT with a GF Score™ of 61/100 and a GF Value™ of $691.31 (Fairly Valued). The stock has 6 warning signs investors should review.

Adirondack Trust Co has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Adirondack Trust Co's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Adirondack Trust Co's Piotroski F-Score is 7.


Adirondack Trust Co Profitability Rank Related Terms


ADKT vs ORBN, FTFI, CYVF: Profitability Rank Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adirondack Trust Co Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's Profitability Rank falls into.


ADKT
61GF Score
Adirondack Trust Co ADKT
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Adirondack Trust Co Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Adirondack Trust Co has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Adirondack Trust Co's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 75.253
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Adirondack Trust Co has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Adirondack Trust Co (ADKT) has a Profitability Rank of 6 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Adirondack Trust Co and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Adirondack Trust Co's Profitability Rank has ranged from 5.00 to 5.00.
Is Adirondack Trust Co's Profitability Rank too high?
Adirondack Trust Co's current Profitability Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 5.00. Overall, Adirondack Trust Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Adirondack Trust Co's Profitability Rank compare to ORBN and FTFI?
Adirondack Trust Co's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Adirondack Trust Co's own Profitability Rank has ranged from 5.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Adirondack Trust Co and its competitors. Adirondack Trust Co's current Profitability Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adirondack Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Adirondack Trust Co (ADKT) is currently considered Fairly Valued. The stock's GF Value™ is $691.31, compared to a current price of $650.25 — trading 5.9% below its estimated fair value. The current Profitability Rank is 6, which is 20% above median its 10-year median of 5.00. Adirondack Trust Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Adirondack Trust Co (ADKT), the current Profitability Rank is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 5.9% below its estimated GF Value™ of $691.31. GuruFocus considers Adirondack Trust Co to be Fairly Valued.

Key valuation signals for ADKT:

  • Profitability Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: $691.31 vs. price of $650.25 (5.9% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

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Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.31
GF Value