ADKT (Adirondack Trust Co) EV-to-OCF: (As of Aug. 19, 2026)

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ADKT Adirondack Trust Co ADKT
61 GF Score
Price $650.25
GF Value $691.76
! 6 Warning Signs
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What is Adirondack Trust Co EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Adirondack Trust Co's Enterprise Value is $-249.94 Mil. Adirondack Trust Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Adirondack Trust Co's EV-to-OCF for today is .

The historical rank and industry rank for Adirondack Trust Co's EV-to-OCF or its related term are showing as below:

ADKT's EV-to-OCF is not ranked *
in the Banks industry.
Industry Median: 3.9
* Ranked among companies with meaningful EV-to-OCF only.

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-19), Adirondack Trust Co's stock price is $650.25. Adirondack Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $99.210. Therefore, Adirondack Trust Co's PE Ratio (TTM) for today is 6.55.


Adirondack Trust Co  (OTCPK:ADKT) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Adirondack Trust Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=650.25/99.210
=6.55

Adirondack Trust Co's share price for today is $650.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Adirondack Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $99.210.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Adirondack Trust Co EV-to-OCF Related Terms


Adirondack Trust Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Adirondack Trust Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adirondack Trust Co EV-to-OCF Chart

Adirondack Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Adirondack Trust Co Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ADKT vs ORBN, FTFI, CYVF: EV-to-OCF Comparison

For the Banks - Regional subindustry, Adirondack Trust Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adirondack Trust Co EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Adirondack Trust Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Adirondack Trust Co's EV-to-OCF falls into.


ADKT
61GF Score
Adirondack Trust Co ADKT
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adirondack Trust Co EV-to-OCF Calculation

Adirondack Trust Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-249.943/0
=

Adirondack Trust Co's current Enterprise Value is $-249.94 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Adirondack Trust Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Adirondack Trust Co (ADKT) Overvalued in 2026?

Based on GuruFocus' analysis, Adirondack Trust Co stock appears to be undervalued. The current stock price of $650.25 is trading 6% below its estimated GF Value™ of $691.76.

Key valuation signals for ADKT:

  • EV-to-OCF:
  • GF Value™: $691.76 vs. price of $650.25 (6% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ADKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adirondack Trust Co Business Description

Address 473 Broadway, Saratoga Springs, NY, USA, 12866-5607
Adirondack Trust Co is a United States-based company operating as a bank. The company offers financial services including personal banking, business banking, home mortgages, wealth management, investment management, insurance, and online banking.
61GF Score

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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$650.25
Price
$691.76
GF Value