FOA (Finance of America) Accounts Receivable: $15.3 Mil (As of Jun. 2026)

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FOA Finance of America Companies Inc FOA
49 GF Score
Price $17.75
GF Value $16.12
Valuation Fairly Valued
! 4 Warning Signs
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What is Finance of America Accounts Receivable?

Finance of America FOA -1.55% 49 Accounts Receivable is $15.3 Mil as of Jun. 2026. GuruFocus rates FOA with a GF Score™ of 49/100 and a GF Value™ of $16.12 (Fairly Valued). The stock has 4 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Finance of America's accounts receivables for the quarter that ended in Jun. 2026 was $15.3 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Finance of America's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 35.13.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Finance of America's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-4,125.92.


Finance of America Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Finance of America's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=15.287/39.704*91
=35.13

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Finance of America's accounts receivable are only considered to be worth 75% of book value:

Finance of America's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(85.278+0.75 * 15.287+0.5 * 0-36910.058
-0-60.048)/8.937
=-4,125.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Finance of America Accounts Receivable Related Terms


Finance of America Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Finance of America's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America Accounts Receivable Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 60.07 53.26 27.49 20.94 26.43

Finance of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.17 15.77 26.43 0.00 15.29
FOA
49GF Score
Finance of America Companies Inc FOA
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance of America Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $15.3 Mil mean?
Finance of America (FOA) has a Accounts Receivable of $15.3 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Finance of America and its competitors.
Is Finance of America's Accounts Receivable too high?
Finance of America's current Accounts Receivable is $15.3 Mil. Overall, Finance of America has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's Accounts Receivable compare to LX and CPSS?
Finance of America's Accounts Receivable of $15.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Credit Services company?
A good Accounts Receivable depends on the Credit Services industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Finance of America and its competitors. Finance of America's current Accounts Receivable is $15.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $16.12, compared to a current price of $17.75 — trading 10.1% above its estimated fair value. The current Accounts Receivable is $15.3 Mil. Finance of America's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Finance of America (FOA), the current Accounts Receivable is $15.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $17.75 is trading 10.1% above its estimated GF Value™ of $16.12. GuruFocus considers Finance of America to be Fairly Valued.

Key valuation signals for FOA:

  • Accounts Receivable: $15.3 Mil
  • GF Value™: $16.12 vs. price of $17.75 (10.1% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
49GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
Price
$16.12
GF Value