Finance of AmericaFOA -1.54%47 PS Ratio is 1.79 as of Jul. 02, 2026, which is 175% above its 10-year median of 0.65. GuruFocus rates FOA with a GF Score™ of 47/100 and a GF Value™ of $25.00 (Fairly Valued). The stock has 6 warning signs investors should review. Among 521 Credit Services companies, Finance of America ranks better than 66.6% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Finance of America's share price is $27.47.
Finance of America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $15.31. Hence, Finance of America's PS Ratio for today is 1.79.
The historical rank and industry rank for Finance of America's PS Ratio or its related term are showing as below:
FOA'
s PS Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.65 Max: 8.03
Current: 1.8
During the past 7 years, Finance of America's highest PS Ratio was 8.03. The lowest was 0.17. And the median was 0.65.
FOA's PS Ratio is ranked better than 66.6% of 521
companies
in the Credit Services industry
Industry Median: 2.88
vs FOA: 1.80
During the past 7 years, Finance of America's highest 3-Year average Revenue per Share Growth Rate was -58.00% per year. The lowest was -58.00% per year. And the median was -58.00% per year.
Back to Basics: PS Ratio
Finance of America (NYSE:FOA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Finance of America PS Ratio Related Terms
Finance of America PS Ratio Historical Data
* Premium members only.
The historical data trend for Finance of America's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Finance of America's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's PS Ratio distribution charts can be found below:
* The bar in red indicates where Finance of America's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Finance of America's Share Price of today is $27.47. Finance of America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $15.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Finance of America (FOA) has a PS Ratio of 1.79 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finance of America and its competitors. This is 175% above median its historical median of 0.65. Over the past decade, Finance of America's PS Ratio has ranged from 0.17 to 8.03. According to the industry distribution chart, Finance of America ranks #174 out of 521 companies in the Credit Services industry, placing it in the top 33.4%.
Is Finance of America's PS Ratio too high?
Finance of America's current PS Ratio of 1.79 is 175% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 8.03. The Credit Services industry median PS Ratio is 2.88. Finance of America's value of 1.79 is 37.8% below this industry median. Based on the distribution chart, Finance of America ranks #174 out of 521 companies in the Credit Services industry, which is above the industry midpoint. Overall, Finance of America has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's PS Ratio compare to CPSS and PMTS?
According to the Credit Services industry distribution chart, Finance of America ranks #174 out of 521 companies for PS Ratio. This puts Finance of America in the upper half of its industry. The industry median PS Ratio is 2.88. Finance of America's value of 1.79 is 37.8% below this benchmark. Historically, Finance of America's own PS Ratio has ranged from 0.17 to 8.03 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 2.88, Finance of America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finance of America's current PS Ratio of 1.79 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finance of America and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance of America's current PS Ratio is 1.79, which is 175% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $25.00, compared to a current price of $27.47 — trading 9.9% above its estimated fair value. The current PS Ratio is 1.79, which is 175% above median its 10-year median of 0.65 and 37.8% below the Credit Services industry median of 2.88. Finance of America's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Finance of America (FOA), the current PS Ratio is 1.79 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be overvalued.
The current stock price of $27.47 is trading 9.9% above its estimated GF Value™ of $25.00.
GuruFocus considers Finance of America to be Fairly Valued.
Key valuation signals for FOA:
PS Ratio: 1.79 (175% above median its 10-year median of 0.65)
GF Value™: $25.00 vs. price of $27.47 (9.9% above fair value)
Industry Position: 37.8% below the Credit Services median (#174 of 521)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
47GF Score
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