FOA (Finance of America) Tariff Resilience Score: 8/10 (As of Jul. 01, 2026)


FOA Finance of America Companies Inc FOA
47 GF Score
Price $27.90
GF Value $24.95
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Finance of America Tariff Resilience Score?

Finance of America FOA +1.38% 47 Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus rates FOA with a GF Score™ of 47/100 and a GF Value™ of $24.95 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 565 Credit Services companies, Finance of America ranks better than 95.58% on this metric.

Finance of America has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Finance of America has FOA's operations in financial services mean limited direct tariff exposure. Indirect effects could arise from economic shifts impacting real estate and lending markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Finance of America might have Highly Resilient.

Finance of America  (NYSE:FOA) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Finance of America Tariff Resilience Score Related Terms

FOA vs CPSS, PMTS, MFIN: Tariff Resilience Score Comparison

For the Credit Services subindustry, Finance of America's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finance of America Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance of America's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Finance of America's Tariff Resilience Score falls into.


FOA
47GF Score
Finance of America Companies Inc FOA
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Finance of America (FOA) has a Tariff Resilience Score of 8 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Finance of America ranks #25 out of 565 companies in the Credit Services industry, placing it in the top 4.4%.
Is Finance of America's Tariff Resilience Score too high?
Finance of America's current Tariff Resilience Score is 8. Based on the distribution chart, Finance of America ranks #25 out of 565 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finance of America has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's Tariff Resilience Score compare to CPSS and PMTS?
According to the Credit Services industry distribution chart, Finance of America ranks #25 out of 565 companies for Tariff Resilience Score. This places Finance of America in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Finance of America's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.95, compared to a current price of $27.90 — trading 11.8% above its estimated fair value. The current Tariff Resilience Score is 8. Finance of America's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Finance of America (FOA), the current Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $27.90 is trading 11.8% above its estimated GF Value™ of $24.95. GuruFocus considers Finance of America to be Modestly Overvalued.

Key valuation signals for FOA:

  • Tariff Resilience Score: 8
  • GF Value™: $24.95 vs. price of $27.90 (11.8% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
47GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.90
Price
$24.95
GF Value