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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Finance of America's current 1-Year Share Buyback Ratio was 19.30%.
FOA's 1-Year Share Buyback Ratio is ranked better than 99.09% of 219
companies
in the Credit Services industry
Industry Median: -0.8
vs FOA: 19.30
Finance of America (NYSE:FOA) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Finance of America 1-Year Share Buyback Ratio Related Terms
FOA vs LX, CPSS, XYF: 1-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Finance of America's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America 1-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Finance of America's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of 19.30 mean?
Finance of America (FOA) has a 1-Year Share Buyback Ratio of 19.30 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #2 out of 219 companies in the Credit Services industry, placing it in the top 0.90000000000001%.
Is Finance of America's 1-Year Share Buyback Ratio too high?
Finance of America's current 1-Year Share Buyback Ratio is 19.30. Based on the distribution chart, Finance of America ranks #2 out of 219 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finance of America has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finance of America's 1-Year Share Buyback Ratio compare to LX and CPSS?
According to the Credit Services industry distribution chart, Finance of America ranks #2 out of 219 companies for 1-Year Share Buyback Ratio. This places Finance of America in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Credit Services company?
A good 1-Year Share Buyback Ratio depends on the Credit Services industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Finance of America and its competitors. Finance of America's current 1-Year Share Buyback Ratio is 19.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Possible Value Trap. The stock's GF Value™ is $23.87, compared to a current price of $15.10 — trading 36.8% below its estimated fair value. The current 1-Year Share Buyback Ratio is 19.30. Finance of America's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Finance of America (FOA), the current 1-Year Share Buyback Ratio is 19.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be undervalued.
The current stock price of $15.10 is trading 36.8% below its estimated GF Value™ of $23.87.
GuruFocus considers Finance of America to be Possible Value Trap.
Key valuation signals for FOA:
1-Year Share Buyback Ratio: 19.30
GF Value™: $23.87 vs. price of $15.10 (36.8% below fair value)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
46GF Score
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1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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