FOA (Finance of America) SpecialCharges: $3.9 Mil (TTM As of Mar. 2026)


FOA Finance of America Companies Inc FOA
48 GF Score
Price $25.74
GF Value $25.35
Valuation Fairly Valued
! 5 Warning Signs
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What is Finance of America SpecialCharges?

Finance of America FOA +0.19% 48 SpecialCharges is $3.9 Mil as of Mar. 2026. GuruFocus rates FOA with a GF Score™ of 48/100 and a GF Value™ of $25.35 (Fairly Valued). The stock has 5 warning signs investors should review.

Finance of America's special charges for the three months ended in Mar. 2026 was $1.2 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $3.9 Mil.

Finance of America SpecialCharges Historical Data

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The historical data trend for Finance of America's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance of America SpecialCharges Chart

Finance of America Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial 0.00 28.24 23.51 -50.94 2.88

Finance of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.72 1.10 0.86 1.20
FOA
48GF Score
Finance of America Companies Inc FOA
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance of America SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $3.9 Mil mean?
Finance of America (FOA) has a SpecialCharges of $3.9 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Finance of America and its competitors.
Is Finance of America's SpecialCharges too high?
Finance of America's current SpecialCharges is $3.9 Mil. Overall, Finance of America has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's SpecialCharges compare to CPSS and PMTS?
Finance of America's SpecialCharges of $3.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Credit Services company?
A good SpecialCharges depends on the Credit Services industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Finance of America and its competitors. Finance of America's current SpecialCharges is $3.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $25.35, compared to a current price of $25.74 — trading 1.5% above its estimated fair value. The current SpecialCharges is $3.9 Mil. Finance of America's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Finance of America (FOA), the current SpecialCharges is $3.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $25.74 is trading 1.5% above its estimated GF Value™ of $25.35. GuruFocus considers Finance of America to be Fairly Valued.

Key valuation signals for FOA:

  • SpecialCharges: $3.9 Mil
  • GF Value™: $25.35 vs. price of $25.74 (1.5% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.74
Price
$25.35
GF Value