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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Finance of America's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.00.
Finance of America's long-term debt to total assets ratio
stayed the same
from Jun. 2025 (0.00) to Jun. 2026 (0.00).
Finance of America (NYSE:FOA) LT-Debt-to-Total-Asset Explanation
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
Finance of America LT-Debt-to-Total-Asset Related Terms
Finance of America LT-Debt-to-Total-Asset Historical Data
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The historical data trend for Finance of America's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance of America (FOA) has a LT-Debt-to-Total-Asset of 0.00 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Finance of America and its competitors.
Is Finance of America's LT-Debt-to-Total-Asset too high?
Finance of America's current LT-Debt-to-Total-Asset is 0.00. Overall, Finance of America has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finance of America's LT-Debt-to-Total-Asset compare to LX and CPSS?
Finance of America's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Finance of America and its competitors. Finance of America's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Possible Value Trap. The stock's GF Value™ is $27.43, compared to a current price of $15.02 — trading 45.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Finance of America's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Finance of America (FOA), the current LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be undervalued.
The current stock price of $15.02 is trading 45.2% below its estimated GF Value™ of $27.43.
GuruFocus considers Finance of America to be Possible Value Trap.
Key valuation signals for FOA:
LT-Debt-to-Total-Asset: 0.00
GF Value™: $27.43 vs. price of $15.02 (45.2% below fair value)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc. is a diversified specialty finance company based in the United States that focuses primarily on home equity-based lending and retirement solutions. Through its Retirement Solutions segment, it originates reverse mortgage loans, including Home Equity Conversion Mortgages (HECMs) and proprietary jumbo reverse mortgages, serving older homeowners seeking to access home equity in retirement. Its Portfolio Management segment handles securitization, loan sales, risk management, and asset management, generating revenue through net interest income, fair value changes, and servicing-related income. The company sells and securitizes loans to institutional investors and government-sponsored enterprises, and also offers traditional mortgage lending and commercial finance through other operations. Finance of America operates mainly in the U.S. market, with its business model centered on originating loans, retaining economics through portfolio management, and distributing loans to investors through securitization and whole-loan sales.
45GF Score
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