The historical rank and industry rank for Finance of America's OCF Margin % or its related term are showing as below:
FOA'
s OCF Margin % Range Over the Past 10 Years
Min: -4347.8 Med: -72.38 Max: 11.93
Current: -130.01
During the past 7 years, the highest OCF Margin % of Finance of America was 11.93%. The lowest was -4347.80%. And the median was -72.38%.
FOA's OCF Margin % is ranked worse than 86.06% of 531
companies
in the Credit Services industry
Industry Median: 2.61
vs FOA: -130.01
Finance of America OCF Margin % Related Terms
Finance of America OCF Margin % Historical Data
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The historical data trend for Finance of America's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Finance of America's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Finance of America's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance of America (FOA) has a OCF Margin % of -137.71% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #457 out of 531 companies in the Credit Services industry, placing it in the top 86.1%.
Is Finance of America's OCF Margin % too high?
Finance of America's current OCF Margin % is -137.71%. Based on the distribution chart, Finance of America ranks #457 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's OCF Margin % compare to ANTA and XYF?
According to the Credit Services industry distribution chart, Finance of America ranks #457 out of 531 companies for OCF Margin %. This places Finance of America in the lower half of its industry. The industry median OCF Margin % is 2.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.61, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finance of America and its competitors. For the Credit Services industry, the median OCF Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance of America's current OCF Margin % is -137.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.60, compared to a current price of $21.80 — trading 11.4% below its estimated fair value. The current OCF Margin % is -137.71%. Finance of America's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Finance of America (FOA), the current OCF Margin % is -137.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be undervalued.
The current stock price of $21.80 is trading 11.4% below its estimated GF Value™ of $24.60.
GuruFocus considers Finance of America to be Modestly Undervalued.
Key valuation signals for FOA:
OCF Margin %: -137.71%
GF Value™: $24.60 vs. price of $21.80 (11.4% below fair value)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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