FOA (Finance of America) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FOA Finance of America Companies Inc FOA
47 GF Score
Price $25.69
GF Value $25.30
Valuation Fairly Valued
! 6 Warning Signs
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What is Finance of America ROC (Joel Greenblatt) %?

Finance of America FOA -3.60% 47 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FOA with a GF Score™ of 47/100 and a GF Value™ of $25.30 (Fairly Valued). The stock has 6 warning signs investors should review. Among 413 Credit Services companies, Finance of America ranks worse than 242130.51% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FOA
47GF Score
Finance of America Companies Inc FOA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Finance of America (FOA) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #999999 out of 413 companies in the Credit Services industry.
Is Finance of America's ROC (Joel Greenblatt) % too high?
Finance of America's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Finance of America ranks #999999 out of 413 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finance of America has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's ROC (Joel Greenblatt) % compare to CPSS and PMTS?
According to the Credit Services industry distribution chart, Finance of America ranks #999999 out of 413 companies for ROC (Joel Greenblatt) %. This places Finance of America in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finance of America and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance of America's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Fairly Valued. The stock's GF Value™ is $25.30, compared to a current price of $25.69 — trading 1.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Finance of America's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Finance of America (FOA), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance of America (FOA) Overvalued in 2026?

Based on GuruFocus' analysis, Finance of America stock appears to be overvalued. The current stock price of $25.69 is trading 1.5% above its estimated GF Value™ of $25.30. GuruFocus considers Finance of America to be Fairly Valued.

Key valuation signals for FOA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $25.30 vs. price of $25.69 (1.5% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finance of America Business Description

Address 5830 Granite Parkway, Suite 400, Plano, TX, USA, 75024
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
47GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.69
Price
$25.30
GF Value