Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Finance of America's share price for the quarter that ended in Mar. 2026 was $16.6. Finance of America's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 8.6 Mil. Therefore, Finance of America's market cap for the quarter that ended in Mar. 2026 was $142.0 Mil.
Finance of America's quarterly market cap
increased
from Sep. 2025 ($176.9 Mil) to Dec. 2025 ($191.2 Mil) but then
declined
from Dec. 2025 ($191.2 Mil) to Mar. 2026 ($142.0 Mil).
Finance of America's annual market cap
increased
from Dec. 2023 ($106.0 Mil) to Dec. 2024 ($279.3 Mil) but then
declined
from Dec. 2024 ($279.3 Mil) to Dec. 2025 ($191.2 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Finance of America's Enterprise Value for Today is $30,929.3 Mil.
Finance of America (NYSE:FOA) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Finance of America Market Cap Related Terms
Finance of America Market Cap Historical Data
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The historical data trend for Finance of America's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Finance of America's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance of America Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance of America's Market Cap distribution charts can be found below:
* The bar in red indicates where Finance of America's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Finance of America's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance of America (FOA) has a Market Cap of $190.9 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Finance of America and its competitors. According to the industry distribution chart, Finance of America ranks #188 out of 555 companies in the Credit Services industry, placing it in the top 33.9%.
Is Finance of America's Market Cap too high?
Finance of America's current Market Cap is $190.9 Mil. The Credit Services industry median Market Cap is 45.37. Finance of America's value of $190.9 Mil is 320.7% above this industry median. Based on the distribution chart, Finance of America ranks #188 out of 555 companies in the Credit Services industry, which is above the industry midpoint. Overall, Finance of America has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finance of America's Market Cap compare to ANTA and XYF?
According to the Credit Services industry distribution chart, Finance of America ranks #188 out of 555 companies for Market Cap. This puts Finance of America in the upper half of its industry. The industry median Market Cap is 45.37. Finance of America's value of $190.9 Mil is 320.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 45.37, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finance of America's current Market Cap of $190.9 Mil is 320.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Finance of America and its competitors. For the Credit Services industry, the median Market Cap is 45.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance of America's current Market Cap is $190.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance of America stock overvalued right now?
Based on GuruFocus' analysis, Finance of America (FOA) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.60, compared to a current price of $21.47 — trading 12.7% below its estimated fair value. The current Market Cap is $190.9 Mil and 320.7% above the Credit Services industry median of 45.37. Finance of America's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Finance of America (FOA), the current Market Cap is $190.9 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance of America (FOA) Overvalued in 2026?
Based on GuruFocus' analysis, Finance of America stock appears to be undervalued.
The current stock price of $21.47 is trading 12.7% below its estimated GF Value™ of $24.60.
GuruFocus considers Finance of America to be Modestly Undervalued.
Key valuation signals for FOA:
Market Cap: $190.9 Mil
GF Value™: $24.60 vs. price of $21.47 (12.7% below fair value)
Industry Position: 320.7% above the Credit Services median (#188 of 555)
No single metric tells the full story. See the FOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance of America Companies Inc provides home equity-based financing solutions for modern retirement and offers capital markets and portfolio management capabilities to optimize loan distribution to investors. The Company operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles loan origination, including HECM and non-agency reverse mortgage loans, generating revenue from origination fees and initial gains, with loans transferred to the Portfolio Management segment. The Portfolio Management segment, which generates the majority of revenue, provides securitization, loan sales, risk management, and asset management services, and earns revenue from net interest income, fair value changes, and servicing-related income.
48GF Score
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